Retail Risk and Credit Operations Associate

Job Overview

This role involves executing risk and credit operations related to fundamental transaction processes within Aditya Birla Capital's business lines in Uttar Pradesh. The incumbent will closely follow established frameworks and principles to ensure risk management integrity while supporting business objectives.

Key Responsibilities

• Carry out risk and credit operations for assigned basic transactions, strictly adhering to the defined processes across the company’s operations.
• Proactively consult with senior team members to obtain expert guidance on technical and regional factors for accurate risk assessment of individual cases.
• Collaborate with members of the ABFL Risk team to clarify queries related to legal and technical evaluations when necessary.
• Efficiently conduct risk operations to align with both business performance targets and risk control requirements.
• Ensure flawless coordination with Credit Processing Analysts to properly log case details prior to commencing credit-related activities.
• Maintain structured communication and coordination with Sales and Operations departments to facilitate sound decision-making and issue resolution, escalating matters to the Regional Credit Manager as appropriate.