Corporate Banking Credit Risk Management

About Us

Established in 1932 as Singapore’s longest-standing bank, we prioritize understanding and supporting the unique goals of individuals and businesses. We combine technology and creativity to drive a transformative journey, aiming to be Asia’s premier financial services partner with a focus on sustainability.

Join us to help shape the future of banking by innovating financial service delivery, collaborating with supportive teams, creating long-term community value, and advancing your personal career growth in a dynamic environment.

Job Responsibilities

• Assess credit applications, ratings, and transaction approvals for large corporate clients across the bank's global operations.
• Make credit decisions and approvals on proposals, reviews, and exceptions within authorized lending limits.
• Collaborate with Relationship Managers to ensure credit transactions align with credit policies, underwriting standards, and risk appetite.
• Maintain vigilant oversight of assigned portfolios by monitoring industry trends and client developments, identifying early warning signs, and recommending timely credit risk mitigation strategies.
• Conduct targeted portfolio reviews following developments that could negatively impact credit quality and develop action plans to address identified risks.
• Lead thought leadership efforts and provide risk guidance for emerging business initiatives, contributing to the development of credit and policy frameworks, and participate in projects to enhance operational efficiency.
• Support, coach, and mentor Relationship Managers and team members to foster a collaborative and high-performance work culture.

Candidate Qualifications

• University degree with minimum 10 years' experience managing portfolios of large corporate clients in banking.
• Strong expertise in environmental, social, and governance (ESG) factors and their effects on various industries.
• Excellent credit risk assessment and analytical capabilities, able to operate autonomously and within a team environment.
• Comprehensive understanding of loan documentation and credit processes.
• Outstanding communication and stakeholder management skills, capable of articulating and defending credit decisions to business partners and senior leadership.

Compensation and Benefits

We offer a competitive base salary along with a flexible and comprehensive benefits package tailored to diverse lifestyles. Our commitment extends to community engagement, leading-edge learning, and professional advancement opportunities, ensuring your well-being, growth, and aspirations are prioritized alongside our customers' needs.