- 经验
- 最长 5 年
- 薪水
- INR 25,000 – INR 35,000 / month
- 职位空缺
- 1
- 发布
- 8小时前
- 工作模式
- 在办公室
- 学历
- 任何毕业生
- 恢复
- 需要申请
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职位描述
About the Role
We are urgently looking for a Credit Analyst to join our team in Borivali, Mumbai. This role requires a solid grasp of financial documents such as Profit & Loss statements, Balance Sheets, and key Financial Ratios. The successful candidate will be responsible for underwriting home loans for both salaried and self-employed applicants.
Key Responsibilities
- Review and analyze clients' financial status and creditworthiness through detailed research and evaluation.
- Underwrite home loan applications from salaried and self-employed individuals ensuring accuracy and compliance.
- Conduct virtual discussions with clients to collect information and clarify details.
- Maintain turnaround time for delivering sanction letters and overseeing loan disbursement processes.
- Utilize credit scoring models to assess risk factors and predict credit defaults.
- Negotiate terms effectively while ensuring loan procedures align with regulatory requirements.
- Allocate applications appropriately to banks based on client credit profiles.
- Manage the full credit application cycle, from initial login to final disbursement.
- Be open to traveling as required to fulfill job duties.
Candidate Profile and Requirements
- Must have graduated from any stream.
- Previous banking sector experience is advantageous.
- Excellent verbal and written communication skills are essential.