M
Credit Analyst
Mastermind Money Solutions Private Limited
Mumbai, Maharashtra, India · Tempo total
Seja o primeiro a se candidatar
- Experiência
- Up to 5 yrs
- Salário
- INR 25,000 – INR 35,000 / month
- Vagas
- 1
- Publicado
- há 9 horas
- Modo de trabalho
- No escritório
- Educação
- Qualquer graduado
- Retomar
- Obrigatório candidatar-se
Onde você trabalhará
Descrição da vaga
About the Role
We are urgently looking for a Credit Analyst to join our team in Borivali, Mumbai. This role requires a solid grasp of financial documents such as Profit & Loss statements, Balance Sheets, and key Financial Ratios. The successful candidate will be responsible for underwriting home loans for both salaried and self-employed applicants.
Key Responsibilities
- Review and analyze clients' financial status and creditworthiness through detailed research and evaluation.
- Underwrite home loan applications from salaried and self-employed individuals ensuring accuracy and compliance.
- Conduct virtual discussions with clients to collect information and clarify details.
- Maintain turnaround time for delivering sanction letters and overseeing loan disbursement processes.
- Utilize credit scoring models to assess risk factors and predict credit defaults.
- Negotiate terms effectively while ensuring loan procedures align with regulatory requirements.
- Allocate applications appropriately to banks based on client credit profiles.
- Manage the full credit application cycle, from initial login to final disbursement.
- Be open to traveling as required to fulfill job duties.
Candidate Profile and Requirements
- Must have graduated from any stream.
- Previous banking sector experience is advantageous.
- Excellent verbal and written communication skills are essential.