Assistant Manager - Rural Personal Loan - RSL/RPR

Job Location

Chitradurga, India

Role Purpose

This role is offered by Bajaj Finance Ltd and focuses on driving business growth for Personal Loans in rural areas.

Key Responsibilities

• Achieve and surpass assigned business targets for Personal Loan products.
• Identify and develop a network of referrals and brokers to generate new business opportunities.
• Delegate duties to sales executives and monitor their performance consistently.
• Evaluate and select promising geographic areas and customer segments to operate in.
• Collaborate efficiently with Operations and Risk teams to contribute positively to the overall process efficiency and profitability across branches.
• Lead and mentor the team to help them meet their objectives.
• Oversee delinquency rates of sourced business to maintain a healthy loan portfolio.
• Manage distribution channels including direct sales, referrals, and address related concerns appropriately.

Required Qualifications and Experience

• Minimum graduation with 2 to 3 years of experience in branch sales.
• Experience in Banking or Non-Banking Financial Company (NBFC) sectors, dealing with either asset or liability portfolios.
• Prior work experience in refinancing and gold loan products is mandatory.
• Exposure to managing sales of multiple financial products.
• Strong team leadership and relationship management capabilities.
• Ability and willingness to travel extensively within rural areas.