Vice President, Originations - Healthcare Real Estate Finance

About CFG Bank

CFG Bank, headquartered in Baltimore, Maryland, is a premier financial institution specializing in national healthcare and multifamily markets. Boasting over 30 years of industry expertise, the bank has expanded its assets from $1 billion to more than $6 billion by 2026. As one of the top five lenders in healthcare bridge-to-HUD financing nationwide, CFG Bank combines the strengths of a major bank with personalized boutique service. It has been repeatedly recognized as one of the "Best Places to Work" by the Baltimore Business Journal, fostering a supportive and engaging work environment committed to making CFG Bank a top career choice.

Position Summary

The Vice President of Originations will lead efforts to source, structure, and originate bridge-to-HUD and direct HUD/FHA Section 232 loan transactions focusing on skilled nursing facilities (SNFs) throughout the West Coast region. This role is pivotal in cultivating new client relationships, expanding existing partnerships, and maintaining a steady pipeline of financing opportunities that align with CFG Bank's strategic goals.

Key Responsibilities

• Source and develop bridge-to-HUD and Section 232 HUD/FHA loan transactions across the West Coast, with emphasis on skilled nursing facility financing.
• Build and sustain a robust pipeline of healthcare real estate financing opportunities.
• Establish and nurture relationships with SNF operators, owners, sponsors, private equity firms, REITs, brokers, and other stakeholders in healthcare real estate.
• Engage in market outreach, conduct client meetings, site visits, and deliver presentations to generate new business.
• Act as the key relationship manager for West Coast SNF clients, maintaining frequent communication to assess financing needs and provide guidance on HUD eligibility and bridge-to-HUD strategies.
• Develop initial deal structures, pricing strategies, and conduct credit assessments to evaluate transactions.
• Oversee credit analysis, financial modeling, investment evaluation, and credit packaging, including preparing presentations for internal approval and external partners when necessary.
• Lead transaction execution from initial screening through to closing, coordinating due diligence, legal documentation, and closing activities.
• Collaborate with capital markets teams on loan syndications, private placements, securitizations, and investor relations materials to support transaction execution.
• Mentor junior staff, promote adherence to underwriting standards, and uphold best practices throughout the deal process.

Qualifications

• Bachelor's degree in Finance, Business, Real Estate, or a closely related discipline.
• Five to eight or more years of commercial real estate finance experience, particularly with bridge lending, HUD/FHA 232 structured finance, or investment banking.
• Strong analytical abilities, expertise in financial modeling, and keen credit evaluation skills.
• Preferred familiarity with senior housing or healthcare real estate markets and HUD 232 programs as well as bridge-to-HUD financing strategies.
• Demonstrated capability to manage complex transactions with multiple stakeholders under strict deadlines.
• Proven leadership in managing cross-functional teams and handling multiple transactions in a dynamic, fast-paced environment.
• Exceptional communication and client-facing skills, capable of representing the bank with professionalism and credibility.
• Effective negotiation and presentation skills.
• Experience managing legal documentation, third-party reports, and transaction closings.
• Preferred knowledge of capital markets distribution methods including loan syndications and securitizations.

Work Environment and Terms

This is a full-time position allowing remote work; candidates must reside on the West Coast. Working hours may be flexible based on business requirements.

Compensation

Annual salary ranges from $120,000 to $200,000, exempt status under FLSA. Position includes an annual discretionary performance bonus, which varies and is not guaranteed. Total compensation depends on experience, qualifications, and internal equity.

Benefits

• Comprehensive employer-sponsored health benefits, including medical, dental, vision, disability, life insurance, mental health support, and wellness programs.
• Paid time off including vacation, sick leave, and volunteer days.
• Retirement savings plan with employer 401(k) match.
• Additional compensation possibilities such as annual bonus and overtime pay for non-exempt roles.

Equal Opportunity Employer Statement

CFG Bank is committed to equal opportunity employment without regard to race, color, religion, sex, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, medical condition, genetic information, marital status, veteran status, or any other legally protected status. Reasonable accommodations are provided to qualified individuals in compliance with applicable laws. Qualified candidates with criminal histories will be considered consistent with California's Fair Chance Act.