Territory Manager - 2 Wheeler Loan
Udaipur, Rajasthan, India · Full Time
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- Experience
- 2+ yrs
- Salary
- —
- Openings
- 1
- Posted
- 3 weeks ago
- Work mode
- In office
- Education
- Any graduate
- Eligibility
- Graduates from any discipline can apply. Candidates with an MBA or PGDM will be preferred. Applicants should have at least 2 years of relevant retail lending experience, ideally in 2-wheeler loans or similar asset-based financing.
- Resume
- Required to apply
Where you'll work
Job description
About the Role
The Territory Manager for 2-wheeler loans is tasked with generating and handling business via dealers and established channel partners. This position is centered on building a strong, high-quality loan book while following internal rules and regulatory requirements. The incumbent is expected to manage a team, nurture solid market relationships, and support business expansion in a way that balances sales targets with risk control, helping advance the bank’s retail lending agenda.
Key Responsibilities
Primary Responsibilities
- Develop and manage business through dealers and other market-linked channels.
- Bring in new customers and maintain steady loan disbursement momentum.
- Protect portfolio quality by keeping delinquency and rejection levels low.
- Track and support channel partners so their efforts stay aligned with business objectives.
- Keep current on retail asset products, operating workflows, and market developments.
- Spot changing market patterns and plan approaches for channel expansion and customer acquisition.
- Follow all internal policies, operating procedures, and compliance norms.
Secondary Responsibilities
- Suggest refinements to sales workflows and credit guidelines to improve efficiency and the customer experience.
- Work closely with other teams to ensure smooth service execution and stronger customer satisfaction.
- Strengthen sourcing through strategic alliances and direct channels.
What We Are Looking For
Education
- A graduate degree in any discipline is required.
- Postgraduate study such as an MBA or PGDM is preferred.
Experience
- At least 2 years of relevant experience in retail lending, ideally in 2-wheeler finance or a similar asset-backed lending area.
Skills and Attributes
- Sound knowledge of retail lending products and credit operations.
- Strong spoken and written English communication.
- Ability to manage sales channels and expand business effectively.
- Good negotiation, communication, and relationship-building skills.
- Analytical approach with attention to portfolio quality and risk control.
- Capability to lead teams and coordinate across multiple stakeholders.
- Strong ethics and a firm commitment to compliance.