Job description

About Us

With a legacy of over seven decades helping families build homes, we rank among the nation's top five homebuilders, having constructed and sold more than 500,000 homes nationwide. We are currently seeking an experienced Remote Fully Designated Mortgage Underwriter to join our team.

Why Join Our Team?

Competitive salary package rewarding job performance
Special discounts and incentives for home purchases and employee perks
Reduced rates on mortgage and settlement services providing real savings
Comprehensive insurance coverage including health, life, and disability plans
Participation in a 401(k) retirement plan for long-term financial growth
Employee Stock Ownership Program offering a share in company success
Generous paid leave to unwind and recharge
Extensive onboarding, training, and continuous support to facilitate success
Stable work environment with no history of layoffs
Opportunities for rapid career advancement, with over 80% of leadership roles filled internally
Supportive culture promoting work-life balance and employee well-being

Role Overview

As a Senior Mortgage Underwriter, you will be instrumental in helping customers realize their homeownership goals by evaluating and approving loan applications. This position is predominantly remote with occasional in-person meetings as necessary.

Key Responsibilities

Perform underwriting of Conventional, FHA, and VA loans adhering strictly to investor and agency regulations
Submit applications through automated underwriting platforms and analyze the results
Approve loan files or place them on hold, as well as present qualified cases to the loan committee
Act as a reliable underwriting advisor to branch partners, aiding with complex cases and inquiries
Maintain a prompt turnaround time of 24 to 48 hours for new loan submissions and resubmissions
Ensure thorough and accurate documentation and file management
Utilize company systems and software for efficient underwriting workflows

Candidate Qualifications

Current active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approvals
At least five years of experience in mortgage underwriting
Strong orientation towards customer service with a collaborative and problem-solving mindset
Proven experience working effectively with mortgage and lending teams
Exceptional attention to detail and accuracy in work
Excellent organizational, planning, and time management capabilities
Comfortable using Microsoft Excel for data management and analysis tasks
Experience with Encompass software is desirable but not mandatory

Additional Information

Equal opportunity employer committed to diversity and inclusion in the workplace. Candidates will be considered without regard to legally protected characteristics. Background checks may be conducted with consent following all applicable laws concerning criminal history consideration. Applying for this position implies consent to receive communications via calls, AI-generated calls, text messages, or emails from the company and its representatives. Standard message and data rates may apply.

Remote Mortgage Underwriter (DE and LAPP/SAR Required)