Product Manager – Payments, Embedded Finance & Banking APIs
Abu Dhabi Emirate, United Arab Emirates · Full Time
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- Experience
- 8–12 yrs
- Salary
- —
- Openings
- 1
- Posted
- 3 weeks ago
- Work mode
- In office
- Eligibility
- Experienced product management professionals with 8 to 12 years in banking, fintech or payments, especially those familiar with regulated financial environments and digital payment infrastructure, are encouraged to apply. Experience with digital banks, embedded finance, API products and institution…
- Resume
- Required to apply
Where you'll work
Job description
About the Role
We are hiring an experienced Product Manager to lead product direction and execution for payments, embedded finance and banking API initiatives at a modern digital bank in Abu Dhabi. The organisation serves institutional and commercial clients and is focused on digital transformation, AI-driven banking and banking infrastructure built for regulated financial services.
This position offers a high level of ownership and visibility. You will help shape product decisions across payments, Banking-as-a-Service, digital onboarding and API-based financial products while working within a demanding regulatory and security environment.
Key Responsibilities
- Set the product vision, strategy and delivery roadmap for payment, digital enablement and embedded finance offerings.
- Guide the creation of advanced payment features such as cross-border transfers, multi-currency capabilities and newer payment methods.
- Lead the build-out of API products and Banking-as-a-Service solutions for enterprise customers, fintech partners and strategic collaborators.
- Translate business needs into clear product requirements, customer flows, acceptance criteria and release priorities alongside engineering teams.
- Spot and evaluate new embedded finance opportunities within institutional banking, treasury and financial infrastructure.
- Contribute to a smooth digital onboarding journey that delivers a strong client experience while still meeting compliance requirements.
- Promote the use of AI-based features in onboarding, compliance, fraud prevention and operational workflows.
- Work closely with Product, Engineering, Operations, Compliance, Risk, Legal and Commercial stakeholders to keep delivery aligned.
- Create business cases, track product outcomes and refine offerings using customer input and performance data.
- Oversee third-party technology vendors and support successful product implementation.
Requirements
- 8 to 12 years of product management experience in banking, fintech or payments.
- Background in delivering complex digital products in tightly regulated financial settings.
- Solid knowledge of payment systems including SWIFT, SEPA, ISO 20022 and current payment rails.
- Hands-on exposure to APIs, Open Banking, Banking-as-a-Service or embedded finance platforms.
- Understanding of digital onboarding, KYC, AML and financial crime controls.
- Experience working throughout the product lifecycle with software engineering teams.
- Strong commercial judgement and the ability to prioritise by customer value and business impact.
- Excellent communication and stakeholder management skills.
Nice to Have
- Previous experience with digital banks, challenger banks or fintech companies.
- Awareness of stablecoins, tokenised assets or other emerging payment technologies.
- Exposure to AI use cases in financial services.
- Experience serving institutional or corporate banking clients.
- Familiarity with regulatory regimes such as ADGM, FSRA, FCA, DFSA or MAS.
Additional Information
This is a full-time, onsite role based in Abu Dhabi, UAE.
Only shortlisted candidates will be contacted.