Personal Banker Sales - Field Sales Specialist in South Kolkata

About HDFC Bank

HDFC Bank Limited began operations in January 1995 as a Scheduled Commercial Bank with its headquarters located in Mumbai, India. Following the April 2022 merger with HDFC Limited, India’s largest Housing Finance Company, the bank has integrated some of the best housing finance products into its portfolio, serving urban, semi-urban, and rural markets. As of March 31, 2023, the bank has a vast network of 7,821 branches and almost 20,000 ATMs across over 3,800 cities and towns, alongside international presence in 4 countries and representative offices in Dubai, London, and Singapore.

Key Responsibilities

• Engage in field travel within assigned territories to secure new Savings and Current Accounts (CASA) customers through outbound acquisition strategies.
• Develop leads independently by mapping catchment areas, conducting cold calls, hosting local marketing events, and encouraging customer referrals.
• Manage and convert both liability and asset leads provided by internal branch resources.
• Promote and cross-sell third-party financial products including life and general insurance, mutual funds, fixed deposits, and various retail loans such as personal, auto, and home loans.
• Ensure strict compliance with KYC and AML protocols during customer onboarding and systematically manage the delivery of welcome kits without delay.

Qualifications and Skills

• Required minimum qualification is graduation; post-graduation degrees are preferred.
• Possess 1 to 3 or more years of frontline field sales experience in retail or banking sectors.
• Holders of active NISM (Mutual Funds) and IRDA (Insurance) certifications are favored.
• Demonstrated strength in local communication, negotiation, and persistence to meet daily targets is necessary.