MAS Compliance Officer (Singapore AMLO)

About the Company

Coins is the pioneering cryptocurrency brand in the Philippines, trusted by over 18 million users. The platform offers a seamless mobile app experience for buying and selling multiple cryptocurrencies along with access to diverse financial services. Licensed by the Bangko Sentral ng Pilipinas (BSP), Coins is the first crypto company in Asia to possess both Virtual Currency and Electronic Money Issuer licenses from a central bank.

Role Overview

We seek a diligent and proactive Compliance Officer to lead compliance efforts for our Singapore entity, focusing on Anti-Money Laundering (AML), Counter-Terrorism Financing (CTF), sanctions, and financial crime risk mitigation. The role requires close collaboration with global legal, compliance, operations, product, and risk teams to maintain and evolve compliance frameworks consistent with Singapore's regulations, including MAS guidelines.

Key Duties and Responsibilities

• Act as the official Compliance Officer for the Singapore entity and primary liaison on local regulatory matters.
• Maintain adherence to relevant Singaporean regulations covering MAS directives on payment services, AML/CFT, technology risk, and regulatory reporting.
• Develop and update compliance policies, procedures, and control mechanisms for Singapore operations.
• Support licensing activities, regulatory filings, audits, inspections, and examinations.
• Stay informed on Singapore regulatory changes and evaluate their effects on company functions.
• Coordinate with external legal counsel, auditors, and regulatory bodies when required.
• Contribute to establishing and executing group-wide AML/CFT and sanctions compliance programs across jurisdictions.
• Improve frameworks around customer due diligence, enhanced due diligence, transaction monitoring, sanctions screening, and reporting suspicious activities.
• Conduct AML risk assessments related to products, regions, clients, and initiatives.
• Collaborate with Operations and Product teams to embed scalable compliance controls and monitoring solutions.
• Provide advisories on high-risk cases, escalations, and suspicious transactions.
• Assist in managing global AML investigations and compliance reporting.
• Create and deliver compliance training sessions throughout the organization.
• Prepare compliance reports for senior leaders, boards, and regulators.
• Support internal audits and independent compliance reviews.
• Keep compliance documentation, registers, and governance records current.
• Design and track compliance metrics, key performance indicators, and management reporting.
• Promote a robust culture of compliance and ethics within the company.

Qualifications and Requirements

• Bachelor’s degree in Law, Finance, Accounting, Business, or a related discipline.
• At least 3 to 5 years of experience in compliance, AML, or financial crime roles within fintech, payments, banking, or cryptocurrency sectors.
• Deep knowledge of Singapore AML/CFT regulations and MAS requirements.
• Experience with payment institutions, digital asset businesses, or cross-border financial services is highly desirable.
• Familiarity with global AML standards such as FATF, sanctions frameworks, and the travel rule.
• Proven ability to manage compliance activities across multiple jurisdictions is advantageous.
• Possession of CAMS, ICA, or equivalent compliance certification is preferred.
• Excellent analytical abilities, communication skills, and stakeholder management capability.
• Capable of independent work amidst rapidly changing regulatory environments.

Preferred Experience

• Background in supporting Major Payment Institution (MPI) or crypto-related licensing schemes.
• Direct engagement with MAS or other financial regulatory authorities.
• Knowledge of blockchain analytics tools and cryptocurrency transaction monitoring solutions.
• Experience building compliance processes in fast-growing companies.

Additional Information

Joining Coins offers the chance to collaborate cross-functionally, impacting customer experience positively. Growth opportunities stem from our expanding presence beyond APAC, supporting career progression. The culture values innovative ideas substantiated by data-driven insights.

Note: AI technologies might be utilized to assist in parts of the recruitment process by analyzing applications and detecting inconsistencies, though all final hiring decisions are human-made. Inquiries about data processing can be directed to us.