Loan Sales Executive
Profcyma Solutions Private Limited
Pune, Maharashtra, India · Full Time
Be the first to apply
- Experience
- Any
- Salary
- INR 22,000 – INR 40,000 / month
- Openings
- 1
- Posted
- 1 hour ago
- Work mode
- In office
- Education
- Bachelor's degree
- Resume
- Required to apply
Where you'll work
Job description
About Profcyma Solutions
Profcyma Solutions serves as a dependable partner in the financial sector, specializing in loans, insurance, and financial services. The company is devoted to transparent and individualized service to simplify complex financial decisions, assisting clients in achieving financial security and peace of mind.
Role Overview
The Business Development Executive (BDE) - Loan Processing, will focus on sourcing and securing new clients, managing inquiries, and overseeing the loan application workflows. Success in this role relies on a strong grasp of financial products, effective communication, and guiding clients through loan acquisition steps.
Key Duties
- Identify prospective clients for loan offerings such as personal, home, and business loans.
- Generate leads via networking, referrals, and promotional activities.
- Establish and nurture client relationships through exemplary customer support.
- Explain loan products to clients, recommending those suited to their requirements.
- Support clients in the loan application process, including document preparation and eligibility evaluations.
- Coordinate with underwriters, credit officers, and internal stakeholders to facilitate timely loan approvals and disbursements.
- Ensure collection and verification of all necessary documentation according to legal and company standards.
- Maintain loan application tracking and provide status updates to clients regularly.
- Adhere strictly to regulatory and compliance demands throughout loan processing.
- Stay informed on market developments, loan products, and competitor offerings to enhance advice provided to clients.
- Analyze client financial profiles to recommend appropriate loans.
- Achieve and exceed set sales targets related to loan products.
- Monitor and analyze sales data to refine sales approaches and drive growth.
Qualifications and Skills
- Degree holder in Business, Finance or similar disciplines.
- Experience in business development, sales, or financial client management, especially in loans or banking preferred.
- Comprehensive understanding of loan products, applicable financial laws, and loan processing protocols.
- Excellent communication, negotiation, and interpersonal skills.
- Capability to handle multiple client accounts and projects concurrently.
- Strong problem-solving skills and meticulous attention to detail.
- Proficiency with Microsoft Office and CRM platforms.
- Bonus: Knowledge of credit assessment and underwriting methods.
- Comfort working in a goal-oriented, target-driven workplace.
Work Environment and Conditions
- Full-time position based in Pune with occasional travel to meet clients and attend events.
- Standard working hours are Monday to Saturday, 9:30 AM to 6:30 PM, with Sundays off.
- Potential for flexible hours or remote work depending on organizational policies.
Language Requirements
Proficiency in English, Marathi, and Hindi is expected.
Salary and Benefits
The compensation package ranges from INR 22,000 to INR 40,000 monthly, or approximately INR 2.5 to 3.5 lakhs annually. Attractive incentives are linked to skills and academic qualifications.
Location
This role is located at Profcyma Financial Solutions Pvt Ltd, 2nd floor, Office No 3, Opposite High-Class Society, Near Suryadutta College, Bavdhan Khurd, Pune 411021, Maharashtra.