Home Equity Loan Closer

About Us

Join a forward-thinking financial services company and national bank that leverages cutting-edge, mobile-first technology to help millions of members achieve their financial goals. Our industry is rapidly evolving, and we pride ourselves on making a meaningful impact guided by core values each day.

Position Overview

The Home Equity Loan Closer is responsible for coordinating loan closing schedules with members and collaborating closely with title companies to expedite processes efficiently.

Key Responsibilities

• Verify that all files and documentation comply fully with company, investor, and regulatory standards.
• Ensure documents are prepared within required turnaround times and meet set deadlines consistently.
• Process at least three files daily during normal operations and adjust to variable file volume targets as directed.
• Review and approve Closing Disclosure statements accurately.
• Arrange loan closing appointments with borrowers effectively.
• Prepare all necessary closing documentation.
• Acquire comprehensive knowledge of the loan lifecycle to understand closing function outcomes thoroughly.
• Maintain precise filing of documents and data within systems, utilizing checklists and aids to guarantee completion and accuracy.
• Coordinate communication with processing, underwriting, and post-closing teams to resolve and finalize closing details.

Requirements

• Familiarity with TRID (TILA-RESPA Integrated Disclosure) guidelines.
• Experience with Conventional loans and FHA/VA loans is advantageous.
• Preferred knowledge of Encompass loan origination software.
• Exceptional attention to detail, accuracy, and a strong sense of urgency.
• Excellent verbal and written communication skills.
• Ability to work autonomously, manage multiple tasks, and prioritize to fulfill deadlines.

Compensation and Benefits

The base salary range will be determined based on the candidate’s skills, experience, and location. A comprehensive benefits package is available to all employees.

Additional Information

We are an equal opportunity employer committed to diversity and inclusion, considering all qualified applicants without discrimination based on legally protected characteristics. Reasonable accommodations are available for candidates with disabilities during the hiring process upon request. Remote work is not available from Hawaii or Alaska due to insurance constraints.