Director of Product Management - Lending at Achieve

About Achieve

Achieve is a leading digital personal finance fintech company committed to helping individuals flourish through innovative financial products such as home equity lines, personal loans, and debt relief services. Combining advanced data analytics, cutting-edge technology, and empathetic human interaction, Achieve has supported its members towards improved financial health since 2002. Our workforce of over 2,300 employees operates across hubs in California, Arizona, and Texas, driven by core values emphasizing care, continuous improvement, integrity, and collaboration.

With more than $40 billion in enrollments in debt resolution solutions and $11 billion in personal and home loan originations through our banking partner, Achieve is one of the largest private consumer fintech enterprises in the United States.

Role Overview

As Director of Product Management within the Lending Product organization, you will play a pivotal leadership role in shaping and executing the product vision, infrastructure, and commercial success for core loan products — including HELOCs, mortgages, personal loans, and innovative financial offerings. This position demands partnership with senior stakeholders such as the VP of Product, General Managers, and executive teams across multiple departments to modernize technology platforms and fuel aggressive market expansion.

Core Responsibilities

• Develop and mentor a world-class, multi-level product management team fostering a culture of excellence, operational rigor, and continual growth.
• Craft and advocate a long-term strategic vision and investment plan for lending products balancing short-term growth with foundational architecture modernization.
• Lead the transformation of lending technology including API-first systems, underwriting automation, pricing engines, and broker-facing platforms to scale external partnerships.
• Own business performance metrics such as funnel conversion rates, funding timelines, and product profitability.
• Coordinate closely with stakeholders in marketing, sales, credit risk, capital markets, legal, compliance, and operations to ensure regulatory alignment and seamless customer experiences.
• Incorporate emerging technologies, data analytics, and alternative underwriting data to maintain leadership in the evolving fintech landscape.

Qualifications

• Extensive expertise across the full digital consumer lending lifecycle including credit risk rule automation, loan origination technology, capital market integration, and unsecured/equity product domains.
• Demonstrated leadership of complex API-first transformations and cloud architecture modernization at enterprise scale, collaborating effectively with VP-level engineering teams.
• Outstanding executive communication and influence, successfully presenting strategic initiatives to C-level leaders and regulatory agencies.
• Proven success in scaling consumer lending platforms from inception to maturity.

Additional Details

Achieve complies with EEO guidelines to protect candidate confidentiality. We offer a comprehensive benefits package including a 401(k) plan with employer match, medical/dental/vision coverage with HSA/FSA options, competitive paid time off and volunteer days, wellness support programs, pet care discounts, financial assistance during hardships, and employee resource groups promoting diversity and inclusion.

This role provides hybrid office options in San Mateo, CA and Phoenix, AZ, with work-from-home possibilities elsewhere nationwide.

Salary Range: $200,000 to $240,000 annually plus bonus and benefits. Actual compensation will be influenced by factors such as location and experience.

At Achieve, you will contribute to transforming millions of lives, from supporting single parents managing bills to entrepreneurs seeking growth capital, in a welcoming workplace prioritizing belonging and well-being.