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IDFC FIRST Bank

Territory Manager - Commercial Vehicles

IDFC FIRST Bank

Vijayawada, Andhra Pradesh, India · 全职

抢先申请

经验
3年以上
薪水
职位空缺
1
发布
4 周前
工作模式
在办公室
学历
任何毕业生
合格
Open to graduates from any discipline. Postgraduates are preferred. Candidates should have at least 3 years of relevant experience in sales or portfolio management in commercial vehicle or construction equipment lending.
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职位描述

About the Role

In this position, you will oversee commercial vehicle loan business for a defined territory, with accountability for sales growth, portfolio quality, and overall profitability. The role involves active field coverage, relationship building, cross-selling, and careful tracking of collections and documentation. You will also contribute to expanding the bank’s presence in the construction equipment loan space.

Primary Responsibilities

  • Meet monthly targets across key business metrics, including unit and loan-value growth, pricing/ROI, insurance cross-sell, fee income, post-disbursement documentation, and collections.
  • Drive steady improvement in the size and profitability of the construction equipment loan portfolio.

Secondary Responsibilities

  • Visit the assigned territory regularly to support business development and strengthen customer engagement.
  • Keep the portfolio healthy and profitable through continuous review and timely corrective action.

Education

  • Any graduate is eligible.
  • A postgraduate qualification is preferred.

Experience

  • At least 3 years of relevant experience in sales or portfolio management in commercial vehicle or construction equipment lending.
  • Experience in field operations and customer relationship management is an added advantage.

Skills and Attributes

  • Strong focus on sales performance and target achievement.
  • Comfort with collection tracking and documentation follow-up.
  • Readiness to travel extensively within the assigned territory.
  • Understanding of loan products and cross-sell opportunities.
  • Strong communication and relationship-building abilities.
  • Analytical thinking with attention to portfolio quality and profitability.

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