பணி விளக்கம்

Job Overview

We are seeking a meticulous Back-end Executive skilled in loan processing to bolster our operations team. This role focuses on managing various loan-related documentation, liaising with financial institutions such as banks and NBFCs, validating customer data, and facilitating seamless loan processing from application to fund disbursement.

Key Responsibilities

Handle loan application processes for products including Home Loans, Personal Loans, Business Loans, LAP, and other related offerings.
Examine and confirm accuracy and completeness of customer documents.
Coordinate among banks, NBFCs, and internal sales departments to secure loan approvals.
Create and maintain detailed loan files and Management Information System (MIS) reports.
Follow up persistently on pending documents, application login statuses, approvals, sanctions, and disbursement schedules.
Ensure adherence to company policies as well as banking regulations.
Update customer data within CRM platforms or other internal software tools.
Address and resolve operational challenges related to backend loan processing.
Maintain thorough documentation and manage timely submission of loan files.

Required Skills and Experience

Solid understanding of loan processing procedures and banking operations.
Knowledge of loan documentation standards and eligibility frameworks.
Familiarity with a broad range of loan products including Home Loans, Personal Loans, Business Loans, LAP, and mortgages.
Competency in MS Excel, MS Office suite, and customer relationship management (CRM) software.
Strong communication and coordination capabilities.
Exceptional attention to detail coupled with outstanding organizational skills.
Ability to effectively manage multiple loan cases while meeting deadlines.

Qualifications

Graduation in any discipline; degrees such as B.Com, BBA, or MBA are preferred.
1 to 3 years of experience in loan processing, banking operations, NBFC, Direct Selling Agent (DSA), or other financial services sectors.
Fresh graduates with a thorough understanding of loan products may also be considered.

Salary and Benefits

Competitive remuneration commensurate with experience.
Opportunities for career advancement.
Supportive and professional workplace atmosphere.

Preferred Background

Prior experience working with banks, NBFCs, DSAs, or fintech firms.
Insight into loan management processes including login, sanction, disbursement, documentation, and customer verification.
Strong ability to collaborate with relationship managers, credit analysts, and operations teams.

Back-end Executive