Senior Analyst, Strategic Finance & FP&A

About Wealthsimple

Wealthsimple stands as a leading innovator in Canada's financial sector, offering a broad array of user-friendly, advanced financial solutions, including managed investing, self-directed trading, cryptocurrency, tax services, as well as spending and saving products. Since its founding in 2014 in Toronto by finance experts and technology entrepreneurs, the company has grown to serve over 4 million Canadians with assets under administration exceeding $125 billion.

Your Role in the Company

As Wealthsimple expands its integrated financial platform across brokerage, banking, crypto, and wealth management, the need for high-caliber financial analysis is paramount. This Senior Analyst position in Strategic Finance & FP&A is tailored for an individual with an investment banking or advisory background, capable of delivering rigorous institutional-quality modeling, valuation, and analysis within the FP&A team.

Key Responsibilities

• Develop and maintain comprehensive three-statement financial models (income statement, balance sheet, cash flow) projecting five years forward.
• Conduct scenario and sensitivity analyses focusing on essential business drivers such as client expansion, asset under management composition, pricing metrics, and unit economics per product segment.
• Translate strategic business initiatives into quantifiable financial outcomes with transparent assumptions and audit functionality.
• Maintain current comparative company databases involving public fintech, brokerage, neobank, and wealth management entities.
• Analyze corporate filings including 10-Ks, 10-Qs, and earnings call transcripts to extract operational metrics, segment economics, and reporting nuances.
• Generate valuation benchmarks to guide internal capital allocation and strategic decisions.
• Construct bottom-up and top-down Total Addressable Market (TAM) models utilizing primary regulatory, census, and industry data.
• Evaluate market penetration, wallet share, and opportunities for growth supporting strategic planning and capital investment cases.
• Assist in crafting institutional-grade reporting materials, including KPI packages, narratives, and data exhibits.
• Define and rigorously test key performance indicators ensuring consistency and clarity over time.
• Support board materials and executive presentations as a trusted analytical resource.
• Perform ad hoc strategic analyses including capital allocation review, unit economics evaluation across multiple metrics, and competitive tests such as pricing and product economic analysis.

Qualifications

• A minimum of 2 to 4 years experience in investment banking, equity research, transaction advisory, or strategic finance roles demanding high analytical intensity.
• Proven ability to independently develop integrated three-statement financial models; familiarity with DCF, LBO, and comparable company analyses.
• Expertise interpreting and contextualizing public company financial statements such as 10-Ks, 10-Qs, proxies, and S-1 filings.
• Strong financial acumen focusing on capital allocation, return expectations, and economic trade-offs beyond mere revenue growth.
• Advanced proficiency in Excel and Google Sheets; familiarity with SQL or business intelligence tools is a plus but not required.
• Highly self-motivated and capable of tackling ambiguous or complex problems with structured and well-defended solutions.
• Clear and effective written and verbal communication skills, able to translate complex financial analysis into understandable narratives for non-executive stakeholders.
• A genuine passion for fintech, capital markets, or financial services with an eagerness to understand the broader business context beyond modeling.

Differentiators

• Direct experience covering fintech, financial services, or payment sectors in investment banking or equity research capacities.
• Knowledge of Canadian financial services regulations and competitive market dynamics.
• Background in developing financial reporting infrastructures or producing stakeholder communications for institutional audiences.
• Exposure to cohort-based unit economics or lifetime value/cost acquisition frameworks in rapidly growing environments.

Employee Benefits

• Comprehensive health benefits and life insurance of top-tier quality.
• Long-term group savings plans with employer contribution through the company's business platform.
• Generous leave policy including 20 vacation days, 4 wellness days, and unlimited sick and mental health days annually.
• Opportunity to work remotely outside Canada for up to 90 days per year.
• Inclusive employee resource groups, such as Rainbow (2SLGBTQ), Women of Wealthsimple, and Black at Wealthsimple.
• A collaborative and talented team culture with over 1,500 colleagues across North America.

Additional Information

Wealthsimple embraces innovation by continuously refining workflows and exploring new tools, including AI, to enhance productivity. The company is committed to diversity and inclusion, actively encouraging applicants from all backgrounds and providing accessible hiring accommodations as needed. AI technologies may assist in the recruitment process, but final hiring decisions remain with human reviewers. Compensation for this role ranges between CA$89,000 and CA$112,000 annually.