Risk Operations Analyst - Financial Crimes

About Stripe

Stripe is a leading financial infrastructure provider empowering businesses globally to accept payments, expand revenue streams, and foster innovation opportunities. Our ambitious mission is focused on growing the internet economy's GDP, presenting a unique chance to impact global commerce significantly.

Team Overview

The Financial Crimes team safeguards the integrity of Stripe’s platform by preventing misuse by prohibited entities and combating financial crimes like money laundering and terrorist financing. As Stripe’s global presence expands rapidly, this team is fundamental to risk mitigation and maintaining compliance with regulations, ensuring trust in our services worldwide.

Role Summary

As a Risk Operations Analyst, you will ensure alignment of company policies, operational processes, and workflows with the requirements of our financial partners. You will manage workflows involving multiple stakeholders to identify regulatory, contractual, and partner risks. Your role will also involve advising teams to develop scalable and compliant processes, guarantee adherence to service levels, produce consistent reporting, and support overall risk reduction efforts.

Key Responsibilities

• Make well-reasoned judgments in complex, high-risk scenarios where decisions are not straightforward.
• Strictly follow established procedures while continuously challenging norms, proposing enhancements, and balancing compliance with user experience.
• Communicate effectively and transparently with internal teams, Stripe users, and financial partners.
• Detect and evaluate risks related to financial crimes through data analytics and monitor suspicious activities and emerging patterns.
• Lead reengineering of business processes by identifying inefficiencies and instituting changes to optimize efficiency, controls, and regulatory compliance.
• Contribute to building and scaling operations within the financial crimes ecosystem.
• Recognize deficiencies in current systems, policies, and tactics, suggesting collaborative improvements to address new risks.

Candidate Profile

Minimum Requirements:

• At least 8 years’ experience in risk management, compliance, or financial operations.
• Thorough knowledge of financial crime indicators, typologies, and detection methods.
• Track record of initiating and applying process improvements.
• Analytical and logical decision-making skills sensitive to internal and external influences.
• Strong communication proficiency producing clear written and presentation content.
• Capability to interpret and leverage feedback patterns driving continuous operational and product enhancements.
• Experience developing compliance policies within payment processing frameworks.
• Hands-on exposure to merchant risk assessments, transaction monitoring, and risk-based compliance implementations.
• Proven ability managing operations at scale including vendor relationships, third-party integrations, and automation strategies to enhance efficiency.

Preferred Qualifications:

• Familiarity with data analysis tools such as SQL.
• Experience with transaction monitoring, financial investigations, sanctions compliance, AML, EDD, KYC, and KYB procedures.
• Understanding of payment processing systems and their associated risks.

Work Environment

Employees assigned to office locations, including Dublin, are generally expected to spend a minimum of 50% of their working year onsite, with some roles requiring 100% office presence. Individual team requirements regarding in-office attendance may vary and are subject to discussion with hiring managers to balance collaboration and flexibility.

Compensation and Benefits

The annual salary for this position in Dublin ranges between €74,800 and €112,200. This range can differ based on candidate experience, qualifications, and location. Further compensation details, including equity, bonuses, retirement plans, health coverage, and wellness benefits, will be discussed during the interview process.