Remote Fully Designated Mortgage Underwriter (DE and LAPP/SAR Required)

About the Role

We are seeking a Remote Fully Designated Mortgage Underwriter to join our team, where you will critically influence the financing process for new homeowners by evaluating and approving loans. This senior-level position supports Conventional, FHA, and VA loans under investor and agency guidelines primarily via remote work, with occasional on-site meetings as needed.

Key Responsibilities

• Assess and underwrite Conventional, FHA, and VA mortgage loans per applicable guidelines.
• Use automated underwriting systems to submit files and assess results.
• Decide on loan approvals or pends and present files for loan committee review when necessary.
• Act as a trusted advisor for branch partners, helping resolve complex underwriting scenarios.
• Maintain a rapid workflow with a consistent 24–48-hour turnaround on new and resubmitted loan applications.
• Ensure precise loan documentation and maintenance of file integrity.
• Leverage office tools and systems to optimize underwriting efficiency.

Qualifications and Experience

• Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approvals are mandatory.
• At least five years of hands-on mortgage underwriting experience.
• Excellent organizational skills with meticulous attention to detail and strong time management.
• Proven customer-centric approach and ability to collaborate effectively with lending partners.
• Competency in Microsoft Excel for organizing and analyzing data.
• Experience with Encompass software is a plus but not required.

Why Join Us?

• Competitive compensation packages aligned with performance.
• Unique home purchase incentives and various employee benefits.
• Discounts on mortgage and settlement services delivering real savings.
• Comprehensive health, life, and disability insurance coverage.
• 401(k) retirement plans for long-term financial planning.
• Employee Stock Ownership Program to share in the company’s growth.
• Generous paid time off that supports true work-life balance.
• Extensive onboarding, training, and continual support resources.
• Stable company environment with no history of layoffs.
• Significant opportunities for career advancement, with over 80% of leadership promoted internally.
• A culture that values employees with a genuine work-life balance focus.

Additional Information

Our company has a rich legacy of over 70 years and is recognized as one of the nation’s top home builders, having completed over 500,000 homes. We uphold equal opportunity employment practices and maintain a workplace free from harassment and discrimination based on any protected category.

Background checks may be conducted with candidate consent and handled respecting applicable fair chance laws. Candidates should expect communications via calls, texts, or emails related to their application process.