Product Owner in Cash Management (Corporate Statements)

Overview

Join Luminor Group as a Product Owner and be part of building a leading Baltic bank. This role focuses on managing product and technology aspects of corporate statements, overseeing bank-to-customer statements, digital statement services, SWIFT solutions, and related integrations. You will ensure a compliant, reliable, and user-friendly experience for corporate clients by translating various stakeholder needs into actionable priorities.

Key Responsibilities

• Manage the complete lifecycle of corporate statement services including formats, delivery, history, data quality, automation, and system reliability.
• Define requirements for statement data and standards, ensuring compliance with SWIFT and ISO 20022 protocols and aligning with stakeholder expectations.
• Lead the agile team by owning and prioritizing the backlog, specifying requirements, and supporting consistent delivery.
• Coordinate cross-functional integration among accounts, payments, channels, data platforms, operations, and IT to maintain data accuracy and stability.
• Monitor various performance metrics such as availability, incident frequency, data integrity, stability, error rates, and risk factors.
• Ensure adherence to legal, regulatory, audit, retention, and customer agreement obligations across Baltic markets.

Candidate Profile

• Experience in product ownership, agile delivery, cash management, corporate banking, payments, accounts, reporting, or digital banking services.
• Strong interest and understanding of technology’s role in corporate account statements utilized for reconciliation, treasury, accounting, audit, and liquidity management.
• Analytical aptitude for handling data quality issues, customer feedback, incidents, and process improvement.
• Proven stakeholder management skills collaborating with business, operations, compliance, data, and IT departments.
• Agile leadership strengths including direction setting, prioritization, and maintaining technically sustainable outcomes.
• Excellent written and verbal communication skills to clearly explain complex flows, dependencies, and requirements.
• Technical awareness of integrations, data flows, statement generation logic, file formats, standards, data retention, and related cash management channels. Knowledge of SWIFT or ISO 20022 standards is advantageous.
• Fluency in English for communication across Pan-Baltic teams.

Workplace Benefits

• Flexible hours, hybrid working options, and permission to work remotely up to 90 days yearly within specified European countries.
• Engagement with international teams encouraging collaboration and positive work culture.
• Dynamic and fast-paced environment that supports continuous learning and growth.
• Extra vacation weeks after one year of employment.
• Additional volunteer leave days to support community involvement.
• Thirty fully paid calendar days annually for military training participation.
• Comprehensive health benefits including insurance after initial three months and sick leave days without requiring a doctor's note.
• Access to wellbeing resources to maintain productivity and health.
• Professional development opportunities such as various training programs, workshops, and conferences.
• Special offers and discounted pricing on Luminor products and services.
• Competitive gross salary ranging from 3500 to 5300 EUR per month based on experience and skills.

Additional Information

The application deadline is August 16. Candidates residing in the Baltic region are preferred. Please submit a CV in English in PDF format.

Luminor Group is a leading independent bank in the Baltic region, serving individuals and businesses with a vision focused on sustainable regional growth.