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Loan Officer - MSME / LAP and Housing Loan
Aurangabad, Maharashtra, India · Full Time
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- Experience
- 1+ yrs
- Salary
- INR 15,000 – INR 40,000 / month
- Openings
- 1
- Posted
- 3 hours ago
- Work mode
- In office
- Education
- Any graduate
- Eligibility
- Candidates must be graduates in any stream with at least one year of specific experience in MSME / LAP or Housing Loan sectors, aged below 31 years, and meeting the specified credit score and employment criteria.
- Resume
- Required to apply
Where you'll work
Job description
About the Role
Utkarsh Bank is urgently seeking Loan Officers specializing in MSME / LAP and Housing Loan products for multiple locations including Nashik, Pimpri (PCMC Pune), Mayur Colony (Kothrud), Ujjain, Amravati, Nagpur, Khamla, Lakadganj, Sanpada, Vashi, Mira Road, Borivali, Andheri, Chembur, New Panvel, Kalyan, Ghatkopar East, and Pune (Kothrud and Pimpri).
Key Responsibilities
- Conduct direct market sourcing and door-step collection (DST) to acquire new MSME, LAP, and Housing Loan clients.
- Maintain a thorough understanding of MSME, LAP, and Housing Loan products and offerings.
- Handle documentation and loan sourcing processes diligently.
- Manage affordable loan products, ensuring compliance with bank policies.
Candidate Requirements
- Graduation in any stream is mandatory.
- Minimum 1 year of relevant experience in MSME / LAP / Secured Business Loan for the MSME / LAP role or Housing Loan / Mortgage / Secured Loan for the Housing Loan role.
- Experience in direct market sourcing and DST is compulsory.
- Good knowledge of MSME / LAP or Housing Loan products and their documentation process.
- Exposure to affordable versions of MSME, LAP, or Housing Loan products is essential.
- Applicants with backgrounds in Personal Loans, Credit Card sales, unsecured loans, or freshers should not apply.
- Maximum age: 30 years.
- CIBIL score up to 700 is acceptable.
- Applicants not currently employed should have a job gap of no more than 4 months and be prepared to join at similar compensation.
- Proper relieving letter from previous employers is required.
Compensation and Benefits
- Monthly CTC up to ₹25,000, depending on experience and last remuneration.
- Additional fuel allowance provided.
- Mediclaim benefits included.
- Term insurance coverage.
Required Documentation
- Valid Aadhaar Card and PAN Card.
- Last three months' salary slips or latest increment letter.
- Offer letter from current employer.
- Experience and relieving letters from previous organizations.
Additional Information
- Openings are immediate.
- Grades available: Executive, Senior Executive, Assistant Manager-I.
- Applications from candidates with relevant MSME, LAP, or Housing Loan experience are highly encouraged.
Skills
Work styles they’re looking for
Time Management
Attention to Detail
Communication Skills
Integrity