Head of Credit Risk Policy

Position Summary

A prominent bank in the UAE is seeking an experienced credit risk professional to oversee and enhance its credit risk policy framework. The Head of Credit Risk Policy will be responsible for ensuring that credit risk guidelines are robust, aligned with the institution's risk appetite, and responsive to evolving commercial and regulatory demands.

Key Responsibilities

• Lead the creation, evaluation, and execution of credit risk policies and frameworks within the bank.
• Develop and maintain credit risk standards aligned with the bank’s risk appetite and regulatory rules.
• Offer expert advice on complex credit risk and policy issues at senior levels.
• Collaborate extensively with teams in Credit, Risk, Business, Compliance, and Governance functions.
• Critically review credit policies, underwriting standards, lending criteria, and defined risk parameters.
• Continuously track emerging credit risks and propose appropriate policy updates.
• Ensure all credit policies comply with regulatory standards and current market trends.
• Present policy recommendations and updates to senior management and governance committees.
• Lead and nurture a high-performing credit risk policy team.

Candidate Profile

• Extensive experience in credit risk, particularly in credit risk policy formulation and execution.
• Strong comprehension of credit risk frameworks, lending standards, and risk appetite settings.
• Background in banking, preferably with a leading financial institution.
• Deep knowledge of regulatory and governance requirements related to credit risk.
• Demonstrated capability to influence senior-level stakeholders and challenge business decisions as needed.
• Excellent analytical, policy development, and communication skills.
• Experience managing teams and functioning effectively in senior risk roles.

Why Join?

This senior leadership role offers a unique chance to impact the credit risk management strategy of a leading UAE bank. It promises significant visibility across the business, regular engagement with top executives, and a platform to direct the future course of the bank's credit risk policies at scale.