Credit Assessment and Monitoring Officer
National Commercial Bank Jamaica Limited (NCB)
Kingston, St. Andrew Parish, Jamaica · Full Time
1 applicant
- Experience
- Any
- Salary
- —
- Openings
- 1
- Posted
- 3 weeks ago
- Work mode
- In office
- Education
- Bachelor’s degree
- Eligibility
- Applicants with the required academic background and relevant experience in credit analysis, banking, or financial services are suitable for this role.
- Resume
- Required to apply
Where you'll work
Job description
Company Overview
National Commercial Bank Jamaica Limited (NCB), widely recognized as the People’s Bank, is among Jamaica’s major financial institutions. Its history stretches back to 1837. The bank supports customers throughout the island through more than 20 digital and full-service branches, along with the country’s largest ABM network of over 300 machines. NCB delivers modern banking and payment solutions such as NCB ePOS, a contactless payment service designed for the English-speaking Caribbean, as well as digital wallet options like NCB Pay. The organization is committed to making banking accessible through technology-led products and services that serve individuals and businesses across different segments.
Role Summary
The Credit Assessment and Monitoring Officer is a full-time position based on site in Kingston. The role focuses on evaluating the creditworthiness of both new and existing customers by examining financial statements, credit reports, and related supporting records. It involves preparing detailed credit assessments, advising on suitable credit limits and terms, and ensuring all work aligns with internal guidelines and regulatory obligations.
Key Duties
In this position, you will track loan portfolios, spot early warning indicators, carry out ongoing risk reviews, and escalate issues when needed. You will also work closely with relationship managers and other internal teams to support prudent lending decisions, keep records accurate and current, and help improve credit risk processes over time.
Required Qualifications and Skills
- A bachelor’s degree in Finance, Accounting, Economics, Business, or a closely related discipline is expected.
- Applicants should have experience in credit analysis, banking, or financial services, along with knowledge of regulatory expectations and local market conditions.
- Strong analytical ability and finance understanding are needed to assess credit risk, interpret financial information, and make informed recommendations.
- Clear communication and strong interpersonal skills are important for working with clients, presenting findings, and coordinating with internal stakeholders.
- Auditing and risk-management capability is required to review documentation, maintain compliance, and support internal control standards.
- Attention to detail, confidence with Microsoft Office and financial analysis tools, and the ability to work independently with minimal supervision are essential.
Additional Information
This is a full-time onsite role in Kingston. No salary, benefits, opening count, start date, or application deadline was specified in the source.