Credit Analyst - Energy and Renewables

Overview

We are seeking a Credit Analyst specialized in Energy and Renewables to join our Institutional Banking Group at DBS Bank in London on a 12-month fixed-term contract. This role is ideal for someone with experience handling Energy and Renewable sector clients, possessing robust credit analysis skills and strong interpersonal abilities. The selected candidate will join a dynamic and expanding team, supporting the growth of our portfolio with a strategic focus on connecting European Energy and Renewable clients to our Asian franchise.

Key Responsibilities

• Develop and maintain strong relationships with clients in the energy and renewables sectors while continuously expanding market and corporate knowledge.
• Identify new income opportunities by leveraging deep understanding of clients, industry sectors, and banking products.
• Offer strategic and marketing assistance to Relationship Managers to support portfolio growth.
• Contribute towards achieving or surpassing the team’s annual revenue targets.
• Ensure the portfolio’s credit integrity through timely, concise credit analyses and ongoing risk monitoring, including financial review, forecasting, and modeling.
• Recognize structural risks and documentation issues proactively and manage these throughout the life of facilities.
• Ensure strict adherence to regulatory standards and bank policies, including Know-Your-Customer protocols.

Credit Duties

• Prepare comprehensive credit applications and annual credit reviews by evaluating company financials, industry analysis, and risk-return elements in compliance with DBS risk frameworks.
• Perform continuous risk monitoring using financial data analysis and stress testing where applicable.
• Manage effective execution of approved credit facilities including legal documentation review, negotiation, and post-approval support such as amendments and waivers.
• Maintain thorough understanding of DBS credit policies and procedures.

Relationship Management

• Manage existing client relationships to maximize returns within credit approval limits, including travel to Europe and Asia as required.
• Support Relationship Managers with client servicing, business development, and administrative documentation.
• Collaborate effectively across departments and geographies, including coordination with Singapore-based teams and the wider DBS network.
• Respond promptly and resolve issues raised by clients or colleagues.

Compliance

• Ensure full compliance with applicable internal and external regulations, policies, and guidelines.

Additional Information

Applicants must have the legal right to work in the UK without need for current or future sponsorship.