Commercial Underwriter

About the Role

Join Intact Insurance Ireland and contribute meaningfully every day. Whether you are starting out in your career or seeking advancement, here you can be authentic, develop your skills, and have your contributions valued. With offices in Galway, Dublin, and Belfast, the company supports hybrid work arrangements for flexibility while maintaining excellent customer service. The organization values its employees, offering support, growth opportunities, and performance-based rewards.

Job Summary

The Commercial Underwriter will assess and approve insurance cases within agreed guidelines and risk tolerances, working under senior supervision. Tasks include decision-making on underwriting, escalating complex cases, supporting senior colleagues, assisting in policy wording reviews, and managing customer relations. This desk-based role requires strong analytical, communication, and relationship management skills. The position is located in Galway or Dublin offices.

Key Responsibilities

• Analyze assigned cases and make underwriting decisions within authority limits and established risk appetite.
• Identify and escalate complex or atypical risks to qualified team members for proper assessment.
• Assist senior underwriters in managing non-standard or more challenging cases according to guidelines.
• Provide efficient, courteous, and timely customer service to maintain high satisfaction levels.
• Ensure compliance with legal, regulatory, and internal policies throughout underwriting activities.
• Contribute to team productivity and support operational efficiency.
• Engage in project work and additional duties as assigned within the role's scope.

Candidate Requirements

• Between three to five years of experience within the insurance sector.
• Possession of CIP, ACII, or similar recognized insurance qualifications.
• Fulfillment of annual Continuous Professional Development (CPD) requirements per relevant regulatory or professional bodies.
• Ability to meet tight deadlines with a focus on delivering high-quality results.
• Experience in customer management or technical teams, including leadership or mentorship responsibilities.

Additional Information

The role may be classified as a "controlled function" under the Central Bank Reform Act 2010 and will be subject to Fitness & Probity standards compliance. Intact Insurance Ireland is committed to equal opportunity employment, evaluating applicants based on qualifications without discrimination.