Business Development & Sales Executive - Banking Loans

Overview

Kanagadhara Credit Management Services is seeking a proactive Loan Sales Executive to join their Retail Loans & Cards department in Coimbatore. The individual will spearhead loan generation activities, nurture client relationships, and help achieve targets across various financial products like personal, business, and home loans.

Key Responsibilities

• Identify and generate loan leads by phone, field visits, referrals, and digital means.
• Engage potential customers to clarify loan offerings and eligibility requirements.
• Collect and authenticate documentation required for loan applications.
• Liaise with internal departments for smooth loan processing and approvals.
• Develop and maintain positive relationships with both new and existing clients.
• Consistently meet or surpass monthly and quarterly loan sales goals.
• Monitor market trends and competitor strategies to stay informed.
• Ensure compliance with company policies and applicable financial regulations including RBI guidelines.
• Deliver excellent pre- and post-loan disbursal customer service.

Required Skills and Qualifications

• Education: Minimum 12th pass; graduates especially in Commerce or Business preferred.
• Experience in sales, banking, or financial services is beneficial.
• Strong communication and negotiation abilities.
• Basic knowledge of financial products and lending processes.
• Capability to achieve targets under pressure.
• Familiarity with MS Office suite and CRM software is advantageous.

Key Personal Attributes

• Goal-oriented with self-motivation.
• Customer-centric mindset.
• Excellent interpersonal and relationship-building capabilities.
• High ethical standards and professionalism.

Compensation and Benefits

• Fixed monthly salary between 20,000 and 80,000 INR plus incentives.
• Travel allowance where applicable.
• Opportunities for career advancement.
• Comprehensive training and development support.