- Experience
- Any
- Salary
- —
- Openings
- 1
- Posted
- 2 weeks ago
- Work mode
- In office
- Eligibility
- Professionals who can work full-time from Pune on-site and are suited to commercial credit analysis for SEG and SME lending cases.
- Resume
- Required to apply
Where you'll work
Job description
Role overview
This position focuses on evaluating credit risk for SEG and SME cases and supporting timely, well-informed lending decisions. The role works across due diligence, external agency inputs, sales coordination, and risk team collaboration to help manage commercial credit exposure effectively.
Core responsibilities
- Study and assess credit risk for SEG and SME applications using established due diligence checks, third-party agency support, and coordination with sales and risk stakeholders.
- Review credit background and decide whether to approve or decline credit extension requests from commercial customers.
- Maintain portfolio discipline by tracking renewals on time and monitoring DPDs for the allocated accounts.
- Draft proposals for sanctioned cases and partner with sales and risk teams to secure sanction limits and speed up turnaround time.
- Build and nurture strong working relationships with dealers, commercial customers, and sales representatives.
- Take appropriate credit calls on more complex commercial financing cases.
- Support junior Credit Analysis team members on SEG and SME credit policy matters and underwriting discussions.
Additional information
The role is based in Pune, Maharashtra, India, and is a full-time on-site position.