Business Analyst - Loan IQ at HCLTech

Role Overview

As a Business Analyst specializing in Loan IQ at HCLTech, you will collaborate closely with business stakeholders to thoroughly gather, analyze, and document intricate requirements spanning the lending lifecycle, including origination, servicing, syndication, repayments, and collections processes. This role requires translating business needs into precise functional specifications, detailed user stories, and comprehensive process workflows to align with technology and product teams.

Key Responsibilities

• Engage with various business teams to identify and document detailed requirements throughout all stages of lending.
• Convert these requirements into clear functional specifications, user stories, and workflows.
• Facilitate communication between business, product development, and technical teams to ensure project alignment.
• Support impact analysis and coordinate the planning and execution of user acceptance testing, including test case reviews and ensuring production readiness.
• Organize and lead workshops, requirement walkthroughs, and stakeholder review meetings.
• Ensure that lending solutions comply with all relevant regulatory, risk, and compliance standards.
• Provide expert knowledge on core banking and loan processing platforms, focusing on ACBS and Loan IQ.
• Contribute actively to large-scale banking transformation initiatives using Agile and traditional SDLC methodologies.

Required Qualifications and Skills

• Bachelor's or Master's degree in Business Administration, Finance, IT, or a related discipline.
• Proven experience as a Business Analyst within lending or corporate banking sectors.
• Practical experience with ACBS is highly desirable; Loan IQ experience is a strong asset.
• Comprehensive understanding of lending products and the commercial/corporate banking process flows.
• Solid knowledge of Agile framework and SDLC delivery methodologies.
• Excellent documentation capabilities along with strong communication and stakeholder management skills.
• Experience with core banking or loan processing technologies and platforms.
• Background supporting major banking transformation projects.

Additional Preferred Qualifications

• Experience in loan syndication and collections processes.
• Awareness of regulatory compliance and risk management in financial services.
• Relevant professional certifications such as CBAP, Agile methods, or PMP certification.
• Proactive and analytical approach with a focus on continuous process enhancement.

Eligibility

Applications are open to candidates who have completed any graduation.