Associate - Transaction Monitoring Professional

About the Role

Capgemini is seeking experienced professionals in Transaction Monitoring for a recruitment event scheduled for 25th July 2026 in Chennai. Candidates without relevant Transaction Monitoring experience or those with notice periods exceeding 30 days will not be considered for face-to-face interviews. The role involves scrutinizing various banking transactions to identify suspicious activities such as money laundering and terrorist financing across multiple jurisdictions, while complying with AML regulations.

Key Responsibilities

• Analyze deposits, withdrawals, transfers, and trading activities to detect potential money laundering, terrorist financing, and market abuse through alerts generated by monitoring systems.
• Evaluate any unusual transaction patterns drawing from historical transaction knowledge.
• Consider geographic factors of remitters and beneficiaries when suspicious indicators or guidelines apply.
• Profile customers flagged by the monitoring alerts.
• Maintain comprehensive and up-to-date documentation to substantiate decisions regarding identified money laundering or terrorist financing risks.
• Coordinate effectively with business lines and other functional teams.
• Investigate, document, and assess suspicious activities to decide if escalation to a higher investigation level is needed for SAR/STR submissions.
• Consistently deliver accurate and high-quality outputs (90-95%) under pressure with minimal supervision.
• Participate in identifying potential areas of process improvement and enhancements.

Requirements and Qualifications

• 1 to 5 years of professional banking, compliance, or audit experience, including specific expertise in transaction monitoring and alert disposition aligned with banking policies and AML laws across North America, Europe, and Asia-Pacific.
• Strong familiarity with AML regulations such as BSA, USA Patriot Act, OFAC, SEC, FINRA, and applicable UK/EMEA laws.
• Proficiency in spoken and written English.
• Accountancy graduation mandatory (BCOM/MCOM preferred).
• CAMS certification or other recognized AML certifications are advantageous.
• Flexibility to work night shifts as per operational requirements.

Additional Details

Location: Prestige Cyber Towers, OMR, Old Mahabalipuram Road, Karapakkam, Chennai, Tamil Nadu 600097.

Date & Time for Hiring Event: 25th July 2026, from 10:00 AM to 1:00 PM.

Candidates must be available for immediate joining up to a notice period of 30 days.