Alert Investigations Analyst II

Overview

This role primarily supports the monitoring and investigation of international banking transactions to detect unusual or suspicious activities. The analyst assists BSA staff and Account Officers by providing detailed information and identifying alerts that require escalation to supervisory personnel. Key duties include reviewing various reports and conducting searches to comply with anti-money laundering and fraud prevention regulations.

Responsibilities

• Support all aspects of monitoring accounts and transactions by furnishing information to BSA staff and Account Officers, escalating notable issues to supervisors or managers.
• Specialize in examining international banking activities to identify anomalies.
• Assist supervisors in managing and investigating system exception alerts as needed.
• Conduct complex reviews, including wire transfer clusters, cover payments, ACH reports, mortgage payoffs, and large curtailment transactions.
• Review Monetary Instruments Reports (MIR) for irregularities.
• Perform searches and reviews related to OFAC; escalate any positive matches to supervisors or managers.
• Utilize Lexis Nexis for investigations and searches.
• Engage in fraud detection activities to support Customer Identification Program (CIP), Bank Secrecy Act (BSA), and Anti-Money Laundering (AML) compliance efforts.
• Conduct research including negative news and other online or subscription-based searches during account reviews.
• Propose procedural improvements to enhance best practices and operational efficiencies.
• Ensure compliance with Service Level Agreements (SLAs) within the unit.
• Maintain established key performance and risk indicators logs.
• Complete special projects or other duties assigned by the department manager.

Qualifications and Experience

• Associate degree is mandatory.
• Certification such as Certified Anti-Money Laundering Specialist (CAMS) or Certified BSA/AML Professional (CBAP) is required.
• At least two years of experience in a BSA-related role.
• Proficiency in Microsoft Office applications, particularly Excel, Word, and Outlook.

Language Skills

• Fluency in English and Spanish (speaking, reading, and writing) is essential.
• Knowledge of Portuguese is beneficial.

Additional Information

Only candidates with valid US work authorization will be considered. Bradesco Bank is committed to equal employment opportunities without discrimination based on race, color, religion, age, sex, national origin, disability status, genetics, veteran status, sexual orientation, gender identity or any legally protected characteristic. All employment processes comply with applicable federal, state, and local laws.

Note: Applications through employment agencies, headhunters, executive search firms, or representatives are not accepted.