UN
- Esperienza
- Qualsiasi
- Stipendio
- —
- Aperture
- 1
- Pubblicato
- 3 settimane fa
- Modalità di lavoro
- In ufficio
- Requisiti di ammissibilità
- Candidates who are suitable for a full-time onsite credit management role in Gujarat and can handle regional credit appraisal operations.
- Riprendere
- È necessario candidarsi
Dove lavorerai
Descrizione del lavoro
Job Context
The Regional Credit Manager will oversee the flow of BIL and PIL proposals across branches in the assigned region, making sure the process runs in a structured and efficient way.
Key Aspects
- Guide the movement of BIL and PIL proposals smoothly across all branches in the region.
- Review credit proposals carefully, carrying out thorough due diligence and ensuring every detail needed for a sound credit decision is captured.
- Maintain the agreed turnaround time for credit appraisal and work closely with the sales team so decisions are made faster and overall sanction timelines improve.
- Lead a team of Credit Analysts responsible for due diligence, proposal analysis, and recommendations for approval.
Key Challenges
- Ensure accurate and timely data is available for detailed credit appraisals, keeping in mind the different structuring needs of each proposal based on the customer, product, and regulatory requirements.
- Deliver efficient turnaround times in a fast-moving and competitive market.
- Keep credit risk and customer risk under control at all times.
- Promote smooth coordination across functions so credit proposals receive approval without delays.
- Track sticky accounts and pending documentation regularly and ensure they are brought up to date.
- Stay current on economic, industry, and sector developments, and make sure the team does the same.
Additional Information
This role is based in Gujarat, India and is a full-time, onsite position.