Processor

Role overview

AnnieMac Home Mortgage is hiring a Processor in Sewell, New Jersey. The role focuses on handling conventional, FHA, VA, and USDA mortgage loans while following company rules as well as investor and insurer requirements. This position is intended for candidates with direct experience in the mortgage industry and reports to Operations Management.

Core duties

• Enter new loan information into the loan origination system so files can move through initial submission properly.
• Keep borrowers, loan officers, underwriters, realtors, and builders updated throughout the loan process and support them as needed.
• Track incoming correspondence and supporting documents, verify information used for approvals, and record updates in the LOS for monitoring.
• Register loans and secure FHA and VA ID numbers when needed.
• Order credit reports and private mortgage insurance through approved vendors when required for loan approval.
• Request, review, and approve appraisal-related documents from company-approved appraisers according to company, investor, and product guidelines.
• Prepare approved loans for closing by gathering all documents needed to satisfy underwriting conditions and clear required certifications.
• Notify the closing team of loans scheduled to close and provide the file at least 48 hours in advance.
• Deliver a complete closing package to the Closing Department so the approved credit file contains the required information.
• Complete all mandatory company training within the assigned timeframes.

Closing workflow expectations

• Participate in productive weekly or regularly scheduled status calls.
• Attend weekly pipeline meetings with other processors.
• Complete the pre-close checklist with the client 48 hours before closing.
• Attend closing appointments when the loan originator is unavailable.
• Follow up to collect all outstanding conditions.

Client interaction

• Work with underwriting and investor guidelines to research customer scenarios.
• Support loan originators by returning borrower calls for the purpose of arranging in-person appointments only.
• Do not discuss loan terms with borrowers.

Additional notes

This is a mortgage-processing role with a strong focus on documentation, compliance, file readiness, communication, and closing coordination.