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Gratitude India

US Mortgage Process Associate

Gratitude India

Gandhinagar, Gujarat, India · 全职

抢先申请

经验
6–12 yrs
薪水
INR 500,000 – INR 1,200,000 / year
职位空缺
1
发布
19 小时前
工作模式
在办公室
学历
任何毕业生
合格
Graduates in any field are eligible to apply.
恢复
需要申请

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职位描述

Job Overview

Join Gratitude India as a US Mortgage Process Associate based in Gandhinagar. This role involves full-cycle mortgage underwriting quality control (QC) for US loans. You will be responsible for evaluating credit profiles, income documentation, appraisals, debt-to-income (DTI) and loan-to-value (LTV) ratios, and ensuring compliance with FNMA and FHLMC guidelines.

Key Responsibilities

Thoroughly review mortgage applications to guarantee precise decision-making and risk assessment. Maintain compliance with underwriting service level agreements (SLAs) throughout the loan evaluation process.

Candidate Profile and Requirements

The ideal candidate has 6 to 12 years of experience in US mortgage underwriting or QC, with in-depth knowledge of Desktop Underwriter (DU) and Loan Prospector (LP) systems, FNMA/FHLMC standards, and analysis of DTI and LTV ratios. Strong analytical aptitude combined with effective communication skills is essential.

Eligibility Criteria

Applicants must hold a graduation degree in any discipline.

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