Credit Manager

Overview

The Bank of East Asia (BEA) is seeking a Credit Manager based in Singapore who will play a key role in overseeing credit risk monitoring, reporting, and data analysis to bolster credit control and strategic decision-making processes within the bank.

Key Duties and Responsibilities

• Monitor credit risks and produce detailed reports and analyses to aid effective credit management and strategy formulation.
• Ensure credit policies, reporting protocols, and risk management practices comply with Head Office standards and regulatory requirements.
• Compile and present credit control reports regularly to management as well as the Head Office.
• Guarantee precision and punctuality in all reporting and data-related tasks.
• Gather, verify, and integrate credit data from diverse functional units to maintain comprehensive oversight.
• Maintain adherence to credit policies, operational manuals, and all relevant regulatory frameworks.
• Work closely with the Credit Assessment Team to support the complete credit lifecycle and protect the quality of the credit portfolio.
• Assist daily efforts to fortify the bank’s risk culture, improve monitoring systems, and identify underperforming credits with actionable corrective measures.
• Ensure consistent, dependable data across all reporting platforms and processes.
• Support audit processes, compliance checks, and regulator submissions through meticulous documentation and reconciliation.
• Engage in system upgrades and workflow refinements, including creating dashboards and credit performance indicators.
• Handle secretarial responsibilities for risk meetings, including preparation, facilitation, and minutes recording.
• Contribute to system projects, special tasks, and requests for data consolidation from Head Office, auditors, and regulatory bodies.
• Resolve standard issues independently to maintain smooth operations.
• Leverage foundational automation skills to enhance processes and raise productivity levels.

Candidate Profile and Requirements

• At least five years of experience in banking, demonstrating strong industry knowledge.
• Thorough understanding of banking operations, processes, and regulatory frameworks.
• Experience with data analytics, report generation, and dashboard creation is advantageous.
• Strong proficiency in Microsoft Office suite, particularly Excel, Word, PowerPoint, and Teams.
• Familiarity with Power BI, Bloomberg Terminal, and basic programming skills is preferred.
• Excellent analytical thinking, problem-solving ability, and organisational skills.
• Capable of working independently with strong attention to detail and managing multiple priorities simultaneously.
• Effective verbal and written communication skills and the ability to manage stakeholder relationships professionally.
• A highly motivated team player who conducts work with professionalism and integrity.