Product Manager

About Cardless

Cardless is developing an innovative credit card and loyalty platform used by consumer businesses to engage their customers. Having successfully launched 14 credit cards for prominent clients including Alibaba and Qatar Airways, Cardless specializes in creating imaginative card programs and embedding credit card functionalities directly within client products. Based in San Francisco, the company has secured approximately $90 million in equity funding from leading venture capitalists and angel investors. Core values at Cardless include curiosity, humility, and intensity, fostering a fast-moving and ownership-driven environment ideal for motivated and resourceful individuals eager to influence the company's future trajectory.

Role Overview

As a Product Manager at Cardless, you will contribute to the mission of enhancing credit experiences by developing the next generation of credit cards. Your role will involve crafting enjoyable consumer interfaces as well as powerful engagement and marketing tools for brand clients, all built upon robust financial products. You will engage with diverse problem areas and collaborate across multiple disciplines to champion the product vision.

Responsibilities

• Develop early-stage projects from initial concepts through to launch, managing the complexities and challenges of product creation.
• Transition projects through phases of uninformed simplicity to informed complexity and back to simplicity, iterating continuously.
• Manage 2 to 3 complex product initiatives concurrently, each at varying stages of development, ensuring rapid and quality delivery.
• Recognize and celebrate frequent small victories, utilizing continuous customer feedback and enabling multiple weekly deployments.
• Contribute actively to product roadmap planning, sprint coordination, and long-term strategic vision.

Requirements

• A minimum of four years in product management, with demonstrated success in delivering exceptional fintech products.
• Experience preferably includes tenure at B2B or platform-centric organizations, with an understanding of building platform products instead of bespoke solutions.
• Meticulous attention to detail, balancing high standards with the flexibility to move swiftly when needed.
• Comfortable engaging with diverse stakeholders in high-pressure situations, demonstrating thorough preparation and a positive approach.
• Preferred experience working with large institutional clients and stakeholders.
• A broad interdisciplinary curiosity and an openness to learning, exhibiting intellectual humility and effective questioning skills.

Compensation and Benefits

The position offers a base salary ranging from $175,000 to $250,000 per year, supplemented by equity and comprehensive benefits. Compensation is contingent on factors such as skills, experience, and work location.

• Equity stake in a startup with meaningful ownership potential.
• Full coverage for health, vision, and dental insurance for primary members.
• 75% coverage for dependents' health, vision, and dental insurance.
• Daily catered lunches provided.
• A monthly commuter allowance of $250.
• Parental leave benefits.
• Regular team-building activities including events and happy hours.
• Flexible paid time off with a minimum of 15 days per year.
• Provision of Apple equipment for work.
• 401(k) retirement plan options.

Work Environment and Location

Cardless is headquartered in San Francisco, CA, particularly in the Jackson Square area. The office environment is welcoming for employees preferring onsite work, with additional support provided to those relocating. Bi-monthly company-wide offsites and trips are organized for both work and recreation, with travel and accommodation expenses fully covered by the company.