KYC Operations Analyst - International Personal Banking, Wealth Operations

Role Overview

The Consumer Banking Business Support Unit (CBSU) specializes in anti-money laundering (AML) controls, focusing on customers deemed higher risk, necessitating enhanced due diligence. The Due Diligence Officer is responsible for evaluating and managing due diligence processes for International Personal Banking (IPB) clients marked as high risk. This involves ensuring compliance with AML/KYC policies, validating relationship managers’ conclusions, and verifying that all required documentation is complete.

Key Responsibilities

• Perform comprehensive and timely due diligence reviews on high-risk IPB clients to ensure AML/KYC regulatory conformity.
• Evaluate factual KYC data provided by relationship managers, making reasoned judgments and escalating any concerns to supervisors or compliance teams.
• Confirm completeness of all necessary documentation, including resolution of name screening outcomes.
• Maintain thorough records of all due diligence activities conducted per case.
• Conduct transaction reviews focusing on significant cash transactions and overlay reports to identify potential AML issues.
• Utilize technical expertise to identify and select solutions for problems based on precedents and established guidelines.

Candidate Qualifications

• Preferably holds a Bachelor's Degree.
• At least two years’ experience in KYC, AML, or Due Diligence roles.
• Familiarity with AML/KYC regulations, banking systems, applications, and due diligence workflows.
• Strong analytical skills with the ability to process and document large sets of data accurately.
• Proficient in detailed documentation to clearly record conclusions and dispositions.
• Commitment to compliance and control standards.
• Self-motivated, methodical, and capable of working independently with minimal supervision.
• Ability to prioritize tasks and meet deadlines efficiently in a fast-paced setting.
• Effective communication skills, both verbal and written, accompanied by strong interpersonal abilities and a team-oriented approach.

Equal Opportunity & Accessibility

The employer is committed to equal opportunity, ensuring that applicants are considered without discrimination based on race, gender, disability, veteran status, or other legally protected characteristics. Reasonable accommodations are available on request for applicants with disabilities.

Job Family & Skills

This position belongs to the Operations - Services group, specifically within Business KYC functions.