Senior Medical Underwriter

Role Overview

Sharq Insurance is seeking an accomplished and driven Senior Medical Underwriter to join its Underwriting function in Doha. The position is central to assessing new and renewal medical insurance business, reviewing risk, improving portfolio performance, and working with clients, brokers, TPAs, reinsurers, and internal teams to deliver effective underwriting outcomes.

Core Responsibilities

• Review and decide on new proposals, renewals, endorsements, and policy changes while staying within underwriting guidelines and delegated authority.
• Analyze medical insurance submissions, measure risk exposure, and recommend pricing that is both competitive and financially sound.
• Draft and release quotations, policies, endorsements, and renewal documents with accuracy.
• Check premium computations, policy details, and underwriting records in insurance systems such as Premia, NextCare, and GlobeMed.
• Coordinate with Marketing, brokers, TPAs, healthcare providers, clients, and reinsurers to support smooth policy handling and strong service delivery.
• Assist with treaty reinsurance placements and account validation together with the Manager – Medical Underwriting.
• Carry out compliance reviews, due diligence checks, and risk assessments in line with regulatory and internal policy requirements.
• Track renewals to help retain business on time and support premium growth objectives.
• Compile underwriting reports, portfolio reviews, and management information to aid decision-making.
• Observe market movements, competitor offerings, pricing approaches, and underwriting methods to identify improvements and preserve competitiveness.
• Contribute to streamlining processes, raising operating standards, and continuously improving underwriting practices.
• Uphold confidentiality, governance, professionalism, and full regulatory compliance at all times.

Qualifications and Experience

• A bachelor’s degree in Business, Insurance, Mathematics, Economics, Accounting, or a similar field is required.
• Applicants should have 6 to 10 years of experience in the insurance sector, with significant exposure to medical or health insurance underwriting.
• A solid grasp of underwriting principles, medical insurance products, policy administration, and risk evaluation is necessary.
• Hands-on experience with platforms such as Premia, NextCare, and GlobeMed is preferred.
• Strong analytical thinking, negotiation ability, communication skills, and customer relationship management are important.
• A good working knowledge of insurance regulations, governance, and compliance expectations is needed.
• Professional qualifications such as FIII, ACII, or an equivalent certification will be an advantage.

Additional Information

This is a full-time onsite role based in Doha, Qatar.