Walk-in Interview for Loan Against Property Relationship Manager

About the Company

WeRize, established in 2019 by Vishal Chopra and Himanshu Gupta, aims to be India's leading comprehensive financial services provider, serving 300 million underserved middle-class customers residing in more than 4000 small towns. This segment is typically overlooked by private banks and insurers due to low ticket sizes and lifetime value, relying mostly on PSU/Government banks which offer limited products. WeRize develops innovative Credit, Savings and Group Insurance offerings tailored to the financial capacities and needs of this population, enhancing their financial security and credit access.

Role Overview

We are seeking an In-House Loan Against Property (LAP) Executive to handle internal lead conversion and ensure thorough documentation compliance throughout the loan process, including Over The Counter (OTC) and Post-Disbursement Documentation (PDD) steps.

Key Duties

• Convert leads provided by the organization to attain monthly disbursement goals for LAP.
• Clearly explain eligibility criteria, interest rates, and necessary property/financial documents to clients.
• Gather and verify all pre-sanction paperwork and resolve OTC criteria before loan disbursement.
• Monitor and collect PDD items such as original property deeds, mortgage creation proofs, and insurance documents after loan release.
• Collaborate closely with Credit, Legal, and Operations teams to ensure swift processing and flawless compliance.
• Maintain up-to-date CRM entries and Excel-based reporting.

Candidate Requirements

• Graduate with minimum one year of experience in Loans Against Property, Mortgage, or Home Loans.
• Profound understanding of property titles, legal processes, and OTC/PDD documentation requirements.
• Excellent communication skills, persistent in follow-ups, and effective negotiation ability.
• Results-oriented mindset with proficiency in CRM software and Microsoft Excel.