Senior Analyst / Associate, Underwriting, Healthcare Finance

About Forbright Bank

Forbright Bank is a national, full-service financial institution dedicated to fostering a brighter future for both its clients and the communities in which it operates. The bank specializes in delivering innovative personal banking and commercial lending solutions, primarily supporting middle market businesses and investors within healthcare, technology, financial services, and real estate sectors, among others. Operating as a mission-driven and responsibly-managed institution, Forbright focuses on robust risk management and regulatory compliance to ensure sustainability and profitability.

Company Culture and Core Values

The organization thrives on a dynamic, energetic, and fast-growing environment that prioritizes collaboration, inclusivity, recognition, and social responsibility. Core principles include excellence in work quality, respect and inclusion among employees, a commitment to continuous innovation and sound financial practices, delivering distinct client value, and fostering strong shareholder relationships. Forbright also emphasizes environmental stewardship and community engagement to build a sustainable future.

Job Summary

The Senior Analyst position supports the AVPs and VPs within the Healthcare Finance Division. This division specializes in providing loans—asset-based, real estate, HUD, and construction—to healthcare service providers across the U.S. The analyst assists with loan analysis, evaluation, documentation, and closing, contributing directly to the growth of the healthcare finance business.

Key Responsibilities

• Evaluate potential direct loans and participation opportunities involving healthcare service providers and healthcare real estate owners.
• Create and analyze financial projection models and perform sensitivity analyses to determine loan repayment feasibility under different economic conditions.
• Conduct financial due diligence on prospective companies.
• Draft loan investment approval documents for review by the bank’s credit committee, with appropriate oversight.
• Coordinate closing procedures alongside Portfolio Management and Operations teams.
• Collaborate with Portfolio Management to monitor portfolio company performance and prepare regular updates.
• Perform additional duties as assigned to support organizational efficiency.

Qualifications and Skills

• Associate degree required; bachelor’s degree preferred.
• At least one year of experience in audit, credit analysis, investment banking, M&A transaction services, financial rotational programs, or HUD/loan underwriting roles.
• Experience in healthcare lending is advantageous.
• Strong quantitative and qualitative analytical skills, including financial modeling expertise.
• In-depth knowledge of financial statements and solid accounting principles.
• Proficiency in Excel-based financial modeling and Microsoft Office applications.
• Excellent communication abilities—verbal, written, and interpersonal.
• Exceptional organizational aptitude and attention to detail.
• Effective problem-solving and time management skills.
• Self-directed, motivated, results-focused, flexible, and able to manage multiple priorities in a fast-paced setting.

Position Requirements and Work Environment

• The role generally involves office-based work with some remote flexibility at the manager’s discretion.
• Typical duties require extended stationary positions, frequent use of hands and computer monitors, operation of office equipment, and clear verbal and written communication.
• Reasonable accommodations are provided to enable employees to fulfill essential job functions.

Additional Information

Team members at Forbright Bank may be expected to undertake flexible duties beyond the standard job description to maintain organizational agility.

Compensation and Benefits

• Competitive salary ranging from $80,000 (entry level) to $100,000 (experienced professionals), commensurate with qualifications and experience.
• Comprehensive medical, dental, and vision insurance plans.
• Four weeks of paid time off annually.
• 401(k) retirement plan with company matching contributions.
• Monthly Metro SmartTrip benefit of $50.
• Flexible work arrangements, including remote or hybrid schedules with four days per week onsite for most roles.
• Incentives for green initiatives such as solar panels, electric vehicle purchases, and biking to work.
• Subscription perks including Veterans Compost, Capital Bikeshare, and Imperfect Foods reimbursements.

Equal Opportunity and Employment Conditions

Forbright Bank is committed to equal employment opportunities and applies pre-employment and employment policies without discrimination. Employment is at-will, allowing either party to terminate employment at any time. The company uses AI in some recruitment phases but final decisions are human-made.