Remote Fully Designated Mortgage Underwriter (DE and LAPP/SAR Required)

About the Role and Company

Join a leading home builder with over seven decades of experience and a national reputation for excellence, ranking within the top five in the United States with more than 500,000 homes developed and sold. We are seeking a Remote Fully Designated Mortgage Underwriter, a key position responsible for supporting homeownership by meticulously assessing and approving mortgage loans. This role is primarily remote but may require occasional onsite attendance.

Key Responsibilities

• Evaluate and underwrite Conventional, FHA, and VA mortgage loan applications in compliance with investor and agency guidelines.
• Process submissions through automated underwriting systems and critically analyze the outcomes.
• Determine loan approval status or deferment, and present qualifying cases to the loan committee.
• Function as a reliable resource for branch partners, offering guidance on complex underwriting scenarios and inquiries.
• Maintain prompt turnaround times of 24 to 48 hours for both new and resubmitted applications.
• Ensure loan documentation accuracy and maintain thorough file records.
• Leverage office technology and systems to promote efficient underwriting workflows.

Candidate Requirements

• Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approvals are mandatory.
• At least five years of experience within mortgage underwriting roles.
• Strong customer service orientation with a proactive and cooperative approach to problem-solving.
• Demonstrated ability to collaborate across multiple departments and stakeholders in mortgage and lending.
• Exceptional attention to detail and precision in work products.
• Effective organizational, planning, and time management skills.
• Comfortable utilizing Microsoft Excel for data handling and analysis.
• Prior experience with Encompass software is preferred but not essential.

Benefits and Perks

• Highly competitive salary package rewarding your performance.
• Exclusive incentives on home purchases along with other employee benefits.
• Discounted mortgage and settlement services providing tangible savings.
• Comprehensive health, life, and disability insurance coverage.
• 401(k) retirement savings plan to support your long-range financial goals.
• Employee Stock Ownership Program, allowing you to share in the organization’s success.
• Generous paid time off to support work-life balance and mental rejuvenation.
• Robust onboarding, education, and continuous support for sustained career development.
• A culture of stability with no history of layoffs and a high rate of promotion from within.
• A supportive, people-centric work environment fostering genuine work-life balance.

Additional Information

This is an equal opportunity position committed to diversity and inclusion, with hiring policies that comply with all applicable federal, state, and local laws. Background checks may be conducted with your consent, and candidates with criminal backgrounds will be considered fairly under relevant legal frameworks. Consent to receive communications related to the hiring process is part of the application.