Mortgage Broker (Prince Edward Island)

Role overview

Perch is hiring an experienced mortgage broker to work remotely across Canada. This position is built for high-performing professionals who want to spend less time on administrative tasks and more time on relationship building, advising clients, and closing mortgages. The compensation model is commission-based with strong earning potential.

About Perch

Perch is a mortgage brokerage recognized with multiple awards for helping Canadians make smarter mortgage decisions and tap into home equity with greater ease. Since launching in 2018, the company has operated from Toronto and serves homeowners nationwide, including clients in Quebec. The business supports clients through the full homeownership journey, from pre-approvals and renewals to other mortgage needs.

What makes this opportunity different

• An automated adjudication system matches clients with lender options right away, reducing delays tied to underwriting.
• Much of the repetitive work is handled by the platform, including lead nurturing, application guidance, soft credit checks through Equifax, document requests, compliance, and FINTRAC reporting.
• An internal support team assists with intake, paperwork collection, and appraisal coordination.
• Referral partners receive automated progress updates to help strengthen trust and communication.

Responsibilities

• Manage mortgage clients through the lending process and focus on closing deals.
• Build and maintain strong referral and client relationships.
• Work with the platform and support team to move files efficiently from intake to completion.
• Use the company’s tools and marketing resources to grow production and convert leads.
• Stay aligned with compliance requirements, including FINTRAC-related processes.

Requirements

• You must have originated at least $10 million in mortgages over the past 12 months.
• You should be able to generate most or all of your own leads independently.
• A minimum of 2 continuous years of experience as a mortgage broker or as a mortgage advisor with a bank or credit union is required.
• This role is intended for experienced, high-performing professionals rather than entry-level applicants.

Compensation and benefits

• Commission-based pay with strong upside and no cap on earnings.
• Desk and insurance fees are waived.
• Commission splits begin at 90/10 and can rise to 95/5 as performance grows.
• Splits are capped at $12,000.
• Qualified leads may be provided during the first year, up to 30% of annual volume.
• Access to marketing assets, targeted campaigns, and lead-nurture tools.
• Ongoing training, best-practice support, performance coaching, and one-on-one deal assistance.

Additional information

This role is a current opening that the company is looking to fill as soon as possible. Applications may be screened and assessed using software tools, including AI. Compensation is commission-based, and any stated earnings are only estimates; actual income will depend on individual performance. Contract terms are governed by the Mortgage Representative Agreement.