Financial Crime Analyst

Role Overview

This position focuses on monitoring, reviewing, and investigating customer activity linked to potential money laundering, terrorist financing, bribery, corruption, predicate offences, and other suspicious behaviour. The aim is to help ensure the business operates in line with compliance standards and to reduce the risk of operational losses, regulatory penalties, fines, or reputational harm.

Important Eligibility Note

This opportunity does not support relocation or sponsorship. Only Isle of Man residents are eligible to apply.

What You Will Do

• Review system-generated, manual, regulatory, remittance platform, and Excon alerts to spot indicators of suspicious activity connected to money laundering and terrorist financing.
• Assess client risk profiles independently as part of the second line of defence, with attention to related and downstream risks.
• Carry out detailed research and data analysis to identify patterns and trends that may indicate money laundering, terrorism financing, or other suspicious conduct.
• Escalate observed trends and typologies to line management for further action.
• Examine all information linked to alerts or instructions received through any channel to identify potential money laundering, terrorist financing, sanctions issues, exchange control breaches, or other legal violations.
• Review matters involving high-risk customers and adverse information, and surface complex or serious concerns to management quickly to help prevent losses, penalties, or reputational damage.
• Record findings and conclusions in the required reporting systems and formats, and submit outcomes in accordance with relevant policies and procedures.
• Work with the Financial Intelligence Centre on large-scale or sensitive financial crime matters arising from specific requests.

Qualifications and Experience

A National Certificate in Internal Audit is required.

You should have 3 to 4 years of experience in compliance, along with hands-on exposure to bank processes, products, and systems. Experience dealing with a range of internal and external stakeholders at different levels is also expected. Background in anti-fraud, anti-bribery, anti-market abuse, anti-money laundering, and combatting financing of terrorism surveillance, analytics, and investigation is important.

Competencies

• Building expertise through learning and practical exposure
• Working methodically and following established procedures
• Communicating information clearly and effectively
• Interpreting and drawing insights from data
• Engaging professionally with others
• Planning and managing tasks efficiently

Technical Strengths

• Compliance monitoring
• Financial industry regulatory frameworks
• Fraud detection and case management
• Legal and regulatory compliance
• Good governance, risk, and control practices
• Risk management

Additional Information

The source indicates this as a financial crime surveillance and investigation role supporting regulatory control, customer risk review, and suspicious activity reporting.