Financial Analyst

About Sezzle

Founded in 2016 and based in Minneapolis, Minnesota, Sezzle Inc. is a publicly listed fintech company on Nasdaq under SEZL. The company serves customers in the United States and Canada with a mission to expand financial access for the next generation. Sezzle combines modern technology with interest-free installment payments to create a smoother, more accessible shopping journey, while helping merchants improve conversion rates and average order value. The company has roughly 400 employees and contractors, and its 2025 Annual Report shows annual gross revenue above $450 million and net income exceeding $133 million.

Role Overview

Sezzle is looking for a skilled Financial Analyst to take full ownership of bank-focused regulatory reporting as its banking operations continue to grow. This position offers the chance to build a critical function from the ground up in a fast-moving environment, with meaningful scope for progression and expanded responsibility.

In this role, you will be the main expert for all bank regulatory filings, including Call Reports (FFIEC 031/041/051). You will work closely with Finance, Legal, Compliance, and senior leadership to ensure submissions are accurate, timely, and fully compliant. A major part of the job is creating the reporting process, controls, and supporting infrastructure needed to scale with the company’s banking business.

Key Responsibilities

• Take full ownership of preparing and submitting bank regulatory reports, including FFIEC Call Reports (031/041/051) and other filings required by the OCC, FDIC, and similar regulators.
• Create and maintain the reporting structure, covering calendars, data collection steps, reconciliation methods, and control checks that support reliable and complete reporting.
• Review regulatory guidance and apply FFIEC, OCC, FDIC, and Federal Reserve instructions to Sezzle’s business model, especially in relation to BNPL assets, liabilities, income, and capital treatment.
• Track regulatory changes and update reporting practices for new schedules, altered thresholds, and updated interpretive guidance.
• Work across Accounting, FP&A, Treasury, Legal, Compliance, and Engineering to gather data, resolve questions, and ensure alignment between regulatory filings and GAAP statements.
• Assist with audits and regulatory examinations by preparing support, answering examiner questions about Call Report data, and addressing issues that arise.
• Coordinate with external auditors and consultants on reporting matters such as agreed-upon procedures and attestation work.
• Document reporting policies, procedures, and methodologies to strengthen SOX compliance and preserve institutional knowledge.
• Use technology, automation, and AI-enabled tools to improve reporting accuracy, speed, and scalability.
• Advise leadership on reporting implications tied to new products, strategic initiatives, and changes to banking operations.

Requirements

• At least 5 years of experience in bank regulatory reporting, with direct hands-on preparation and filing of FFIEC Call Reports.
• Strong command of FFIEC reporting instructions, schedules, and regulatory capital calculations.
• Experience with OCC-supervised national banks or de novo bank reporting is a strong advantage.
• Solid understanding of U.S. GAAP and the ability to connect GAAP financial statements with regulatory reporting frameworks.
• Proven ability to build or meaningfully improve reporting processes, internal controls, and reporting infrastructure.
• Comfort using regulatory reporting platforms and advanced Excel; exposure to data visualization or automation tools is beneficial.
• Very high attention to detail and a record of producing reliable filings ready for examination.
• Clear communication skills with the ability to simplify complex regulatory topics for cross-functional teams.
• CPA, CFA, or a similar professional qualification is preferred.
• Bachelor’s degree in Accounting, Finance, or a related discipline is required.
• Hands-on experience with Claude or comparable large language model tools is required, with comfort using AI for productivity, research, and communication.

Preferred Experience

• Previous work in a national bank, de novo banking institution, or another OCC-regulated organization.
• Exposure to regulatory reporting during a bank charter application or early-stage banking launch.
• Knowledge of consumer lending and BNPL considerations within the Call Report framework.
• Experience with SOX 404 controls tied to regulatory reporting.
• Background in fintech, payments, or fast-growing technology companies.
• Experience implementing or managing regulatory reporting systems such as Axiom, Wolters Kluwer, or similar tools.

Working Style

• Maintain exceptionally high standards and continuously raise the bar for quality.
• Think beyond convention and look for better ways to solve problems.
• Move quickly and make practical, well-reasoned decisions without unnecessary delay.
• Build trust through respectful, candid communication and active listening.
• Challenge decisions when needed, then fully support the final direction once it is set.
• Focus on delivering strong results with the right quality and on time, even when setbacks occur.

Perks & Benefits

• Unlimited PTO, volunteer hours, and sabbatical time.
• Life, short-term disability, long-term disability, medical, dental, and vision coverage.
• Heavily discounted LifeTime gym membership.
• 401(k) plan with a 6% match.
• Supportive and collaborative teammates.
• Opportunity to join a rapidly growing fintech company with motivated, driven colleagues.

Additional Information

The compensation range for this role is $120,000 to $145,000. The company uses a broad range to include candidates with different backgrounds and to support growth. Final compensation may vary based on education, experience, qualifications, and market alignment, and exceptional candidates may be offered pay outside the stated range.

Privacy Notice

Applicants in California should note that the company follows the California Consumer Privacy Act (CCPA). By applying, you acknowledge that you have read and understood the disclosure regarding what personal information may be collected, why it may be used, and the rights available under the CCPA.

Equal Opportunity

The employer is committed to equal opportunity and an inclusive workplace. Hiring decisions are made without regard to race, color, religion, sex, national origin, age, disability, genetic information, pregnancy, or any other protected status.