Casualty Underwriter

About Us

American International Group, Inc. (AIG) is a prominent global insurance corporation with a legacy spanning over 100 years, delivering a diverse portfolio of property casualty, life insurance, retirement solutions, and financial services in more than 80 countries. Our General Insurance division provides extensive commercial and personal insurance products through one of the most expansive property casualty networks worldwide, along with a versatile multichannel distribution system.

Position Overview

As a Casualty Underwriter at AIG, you will be responsible for communicating risk appetites and casualty value propositions to brokers, collaborating across distribution channels, and executing rapid evaluation of submissions. The role emphasizes identifying and cultivating cross-selling opportunities, negotiating terms and pricing, and cultivating robust, lasting relationships with brokers and clients to drive profitable business growth. Responsibilities also include mentoring junior underwriters, adhering to product guidelines for risk selection, and maintaining accurate file management.

Duties and Responsibilities

• Effectively communicate risk appetite and casualty value propositions to brokers.
• Collaborate with distribution and other underwriting lines to target and cross-sell desirable accounts.
• Swiftly assess, prioritize, and choose submissions appropriate for underwriting.
• Identify and develop cross-selling opportunities across AIG General Insurance products.
• Work closely with brokers to understand deal structures, terms, and tailor AIG services to client needs.
• Negotiate pricing, terms, conditions, and deal framework with brokers and clients.
• Engage in underwriting projects as required.
• Establish strong, long-lasting relationships with brokers and clients to grow a profitable book of business.
• Maintain risk selection compliant with product guidelines and meet rate, renewal retention, and new business objectives.
• Mentor and train less experienced underwriters.
• Deliver exemplary customer service to brokers and clients.
• Ensure timely completion of technical raters and maintain excellent file management.

Candidate Profile and Required Skills

• 3 to 5 years of experience in casualty insurance within insurance companies, agencies, or brokerages.
• Familiarity with underwriting large Self-Insured Retention (SIR) accounts is preferred.
• Progress towards insurance qualifications or exams.
• Proven track record in building and sustaining strong professional relationships.
• Demonstrated experience in sales, marketing, and relationship development.
• Excellent verbal and written communication capabilities.
• Highly driven, goal-oriented, and results-focused.
• Adaptability to a dynamic and fast-evolving work environment with an ability to collaborate widely for swift resolution delivery.
• Flexible attitude, eager to learn on the job with a proactive approach.
• Comfortable utilizing analytical tools and technologies.
• Proficient with Microsoft Word and Excel applications.

Benefits and Company Culture

AIG champions employee well-being through a comprehensive Total Rewards Program that prioritizes health, financial security, and professional development. Employees have access to various leave options for personal and family needs, including up to 16 hours annually for volunteer activities in the community. Professional growth is encouraged via multiple learning opportunities and a tuition reimbursement program for eligible employees. AIG maintains a diverse, inclusive, and equitable environment, committed to celebrating unique perspectives and continually fostering an atmosphere of respect and innovation.

Embedded in AIG's culture is the value of in-person collaboration, supporting a cohesive and productive workspace for the team and clients. The company is an equal opportunity employer and actively supports reasonable accommodations for applicants or employees with disabilities.