Processor

Role overview

AnnieMac Home Mortgage is seeking a Processor to handle conventional, FHA, VA, and USDA loan files in line with company, investor, and insurer requirements. This role is intended for someone with direct mortgage industry experience and will work under Operations Management.

Key duties

• Input new loan information into the loan origination system so files are ready for initial submission.
• Stay in regular contact with borrowers, loan originators, underwriters, realtors, and builders throughout the file lifecycle, while tracking incoming documents and verification items in the LOS.
• Register loans and secure FHA and VA identification numbers when required, and order credit reports and private mortgage insurance through approved vendors as needed for approval.
• Request, review, and clear appraisal-related documents from approved appraisers according to company and investor rules for the specific loan product.
• Assemble closing-ready files by collecting the documents needed to satisfy underwriting conditions and obtain any certifications required by the loan, property, investor, insurer, or appraisal. Share scheduled closings with the Closing Department at least 48 hours in advance and deliver the completed file package.
• Finish all required company training within the specified deadlines.

Process and timeline expectations

• Participate in productive weekly or regularly scheduled status calls.
• Join weekly pipeline meetings with other processors.
• Complete a pre-close checklist with the client 48 hours before closing.
• Attend closing meetings when the loan originator is unavailable.
• Follow up to obtain all outstanding conditions.

Client support and research

• Investigate client situations using underwriting and investor guidelines.
• Support loan originators by making callback arrangements with borrowers for face-to-face appointments only; discussing loan terms is not allowed.

Qualifications and compliance

• At least 1 year of mortgage industry experience, ideally in loan processing.
• High school diploma or equivalent.
• Strong communication abilities.
• For remote work, a minimum internet speed of 20 Mbps download and 3 Mbps upload is required.
• The employer participates in E-Verify and follows Equal Opportunity Employer practices.

Benefits

The company provides medical, dental, and vision coverage, plus optional benefits including a 401(k).

Additional information

This position is based in Mount Laurel, NJ and is offered as a part-time remote role. The posting also states the company is hiring for a full-time processor; the role details indicate part-time employment in this listing. No stipend or salary amount was provided.