US Mortgage Process Associate
Gandhinagar, Gujarat, India · Tempo pieno
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- Esperienza
- 6–12 yrs
- Stipendio
- INR 500,000 – INR 1,200,000 / year
- Aperture
- 1
- Pubblicato
- 4 ore fa
- Modalità di lavoro
- In ufficio
- Istruzione
- Qualsiasi laureato
- Requisiti di ammissibilità
- Graduates in any field are eligible to apply.
- Riprendere
- È necessario candidarsi
Dove lavorerai
Descrizione del lavoro
Job Overview
Join Gratitude India as a US Mortgage Process Associate based in Gandhinagar. This role involves full-cycle mortgage underwriting quality control (QC) for US loans. You will be responsible for evaluating credit profiles, income documentation, appraisals, debt-to-income (DTI) and loan-to-value (LTV) ratios, and ensuring compliance with FNMA and FHLMC guidelines.
Key Responsibilities
Thoroughly review mortgage applications to guarantee precise decision-making and risk assessment. Maintain compliance with underwriting service level agreements (SLAs) throughout the loan evaluation process.
Candidate Profile and Requirements
The ideal candidate has 6 to 12 years of experience in US mortgage underwriting or QC, with in-depth knowledge of Desktop Underwriter (DU) and Loan Prospector (LP) systems, FNMA/FHLMC standards, and analysis of DTI and LTV ratios. Strong analytical aptitude combined with effective communication skills is essential.
Eligibility Criteria
Applicants must hold a graduation degree in any discipline.