Remote Mortgage Underwriter (DE and LAPP/SAR Required)

About the Role and Company

Join a top 5 national homebuilder committed to helping families purchase homes, with over 500,000 homes built and sold nationwide over the past 70 years. This opportunity is for a Remote Fully Designated Mortgage Underwriter to join a dedicated team and contribute to making homeownership more accessible.

Key Responsibilities

• Perform underwriting for Conventional, FHA, and VA loans adhering strictly to investor and agency requirements.
• Submit loan files via automated underwriting systems and assess the outcomes.
• Make decisions to approve or pend loans, and prepare qualifying submissions for loan committee consideration.
• Act as a reliable underwriting consultant for branch partners by addressing inquiries and handling complex cases.
• Maintain turnaround times of 24 to 48 hours for new loan submissions and resubmissions.
• Ensure precision in loan documentation and consistent file organization.
• Leverage various office tools and systems to enhance the underwriting process's efficiency.

Qualifications

• Current FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting certifications are mandatory.
• At least five years of hands-on mortgage underwriting experience.
• Excellent customer service attitude coupled with a cooperative and problem-solving approach.
• Demonstrated ability to collaborate effectively across mortgage and lending teams.
• Strong meticulousness and accuracy in reviewing financial documents.
• Advanced organizational capabilities along with planning and time management skills.
• Comfortable using Microsoft Excel for organizing and analyzing loan data.
• Experience with Encompass software is advantageous but not obligatory.

Benefits and Perks

• Attractive and competitive salary package ranging between $95,000 and $110,000 annually, aimed at rewarding high performance.
• Exclusive incentives for home purchases alongside various employee benefits.
• Discounts on mortgage and settlement services that deliver significant savings.
• Comprehensive healthcare plans including health, life, and disability coverage.
• Retirement benefits through a 401(k) plan promoting long-term financial growth.
• Employee Stock Ownership Program providing opportunities to share company success.
• Generous paid time off policies to encourage work-life balance and relaxation.
• Detailed onboarding, continuous training, and ongoing support designed for employee success.
• Company stability with no history of layoffs and strong employee retention.
• Ample opportunities for career advancement, with over 80% of leadership roles filled internally.
• A supportive, people-first corporate culture that values work/life harmony.

Additional Information

This role primarily operates remotely with occasional onsite meetings as necessary. The employer is an Equal Opportunity Employer committed to diversity and inclusivity and ensures compliance with all relevant employment laws including fair chance hiring practices. Candidates may be subject to background checks upon consent. The application process involves explicit agreement to receive communication via calls, messages, and emails from the employer and its partners.