Associate Underwriter - Personal Lines (Remote Work)

About the Role

Join Nationwide's Property and Casualty division, a Fortune 100 company with nearly $70 billion in annual sales, dedicated to providing exceptional customer service and innovative insurance solutions. Nationwide is seeking associate underwriters who combine analytical skills with a commitment to outstanding client care, focusing on personal lines insurance.

Key Responsibilities

• Underwrite new and renewal personal lines insurance policies within delegated authority.
• Assess risks and make informed underwriting decisions following company guidelines.
• Build and sustain strong relationships with independent agents to facilitate business growth.
• Collaborate with Sales, Claims, and other internal teams to enhance agency success.
• Deliver excellent service balancing quality, efficiency, and production targets.
• Gather and evaluate information from multiple sources to support underwriting analysis.
• Make decisions on lower complexity cases, classifying risks accurately to align pricing and coverage.
• Complete underwriting transactions promptly, aiming for first-time final processing.
• Consult with agents and internal partners, recommending potential development opportunities.
• Participate in team activities, training sessions, and meetings to stay current with practices and policies.

Qualifications and Skills

• Preferred: At least two years of insurance-related experience or an undergraduate degree.
• Experience in underwriting is a plus but not mandatory; backgrounds in claims or customer service within insurance are valuable.
• Strong customer service abilities and relationship-building skills.
• Analytical mindset with capacity to evaluate risks and handle competing priorities.
• Proficient verbal and written communication skills to engage effectively with various stakeholders.
• Ability to use and learn relevant computer systems and manage both automated and manual tasks proficiently.
• High school diploma required; bachelor's degree is preferred.

Training and Schedule

• Comprehensive virtual training program for six weeks, Monday through Friday, 8:30 AM to 5:00 PM EST.
• Post-training work hours align with normal business hours, such as 8:00 AM - 4:30 PM or 8:30 AM - 5:00 PM.
• This is a fully remote position.

Additional Information

• This is an overtime-eligible, non-exempt position with limited travel requirements.
• Reports to a supervisor or manager; no direct reports.
• Nationwide offers a comprehensive benefits package including medical, dental, vision, life insurance, disability coverage, paid time off (minimum 18 days prorated), nine paid holidays, 401(k) with company match, pension plan, and business casual dress.
• Equal opportunity employer committed to diversity, inclusion, and creating a respectful work environment.
• The position may be filled in any of the lower 48 U.S. states.
• Complies with the Iowa Smokefree Air Act and applicable employment laws, including specific provisions for New York residents.
• Note to employment agencies: unsolicited resumes are not accepted without proper agreements.