Regulatory Compliance Analyst

Role Overview

This position requires authorization to work in the U.S. without any current or future need for employment-based visa sponsorship.

Key Responsibilities

• Assist in managing consumer and regulatory compliance programs related to regulations including Reg B, Reg E, Reg CC, Reg DD, Reg Z, FCRA, UDAAP, and privacy standards.
• Examine policies, procedures, disclosures, forms, and customer communications to ensure adherence to regulatory obligations.
• Detect, document, and communicate compliance risks, internal control vulnerabilities, and potential breaches of regulatory standards.
• Keep abreast of regulatory amendments and industry best practices, aiding in the formulation and implementation of response strategies.
• Contribute to the evaluation of new products, services, and systems to pinpoint and reduce compliance risks pre-launch.
• Maintain documentation evidencing compliance with regulatory rules and internal policies.
• Create and deliver guidance and training resources on compliance matters for employees.
• Support complaint management activities by helping with intake, monitoring, coordinating investigations, documenting, and escalating as necessary.
• Assist remediation efforts following compliance reviews by analyzing root causes, working with stakeholders, and verifying closure.
• Help prepare reports and dashboards for management and board committees, highlighting trends, concerns, and risk indicators.
• Foster a compliance-oriented culture and ethical business conduct throughout the company.
• Perform additional responsibilities and special projects as needed.

Qualifications

• Knowledge of consumer and regulatory compliance frameworks.
• Capability to operate independently.
• Strong verbal and written communication skills.
• Ability to manage multiple deadlines simultaneously.
• Excellent judgment and teamwork skills.
• Highly organized, detail-focused, self-starting with strong motivation.
• Competence in researching, analyzing, and interpreting complex regulatory language, especially banking laws.
• Proficiency in Microsoft Office suite, especially Word, Excel, PowerPoint, and Outlook.

Experience and Education

• A minimum of three years experience in a compliance-related environment.
• Bachelor's degree in Business, Finance, or a similar discipline.

Language and Communication

• Fluent in English (speaking, reading, and writing).
• Spanish and Portuguese language skills are also desirable.
• Able to interpret documents such as regulations and audit reports and present information effectively in various group settings.

Equal Employment Opportunity

The employer is committed to providing equal employment opportunities and maintains a strict policy against discrimination or harassment based on race, color, religion, age, sex, national origin, disability, genetics, veteran status, sexual orientation, gender identity or expression, or any other protected characteristic under applicable laws.

Additional Notes

No engagement or calls from employment agencies, headhunters, executive search firms, or representatives will be accepted.