Kotak Mahindra Bank

Area Sales Manager - Affordable Home Loan & LAP

Kotak Mahindra Bank

Jaipur, Rajasthan, India · Full Time

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Experience
5+ yrs
Salary
INR 900,000 – INR 1,300,000 / year
Openings
1
Posted
એક કલાક પેહલા
Work mode
In office
Education
Any graduate
Eligibility
Any graduate meeting experience criteria can apply.
Resume
Required to apply

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Job description

About the Company

Kotak Mahindra Group, founded in 1985, is a prominent Indian financial services conglomerate. Its flagship company, Kotak Mahindra Bank Limited, was the first non-banking finance company in India to receive a banking license from the Reserve Bank of India in 2003. The Group boasts a consolidated balance sheet exceeding 1 lakh crore INR and a net worth of approximately 13,943 crore INR (around US$ 2.6 billion) as of September 30, 2012. It offers a broad spectrum of financial services including commercial banking, stock broking, mutual funds, life insurance, and investment banking. The Group maintains an extensive distribution network through branches and franchisees across India and has international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius, and Singapore.

Role Overview and Responsibilities

  • Handle products such as Vishwas Home Loan and Loan Against Property (LAP).
  • Lead, mentor, and guide a team of relationship managers to effectively meet targets including business volume, cross-selling, and insurance sales.
  • Develop, manage, and strengthen sustainable relationships with various channels including Kotak branches, Direct Selling Agents (DSA), and builders.
  • Take ownership of team performance and ensure achievement of sales goals and volume targets.
  • Drive productivity at both the team and location levels.
  • Maintain high levels of customer satisfaction as evaluated by Net Promoter Score (NPS) metrics.
  • Coordinate efficiently with functional departments such as Credit, Operations, Legal, and Technical teams to facilitate business processes.
  • Promote and ensure cross-selling of Current Account Savings Account (CASA) and third-party products (TPP).
  • Ensure adherence to all relevant business policies and regulatory compliances.

Candidate Requirements

  • Applicants must have at least 5 years of professional experience.
  • Strong interpersonal and relationship-building capabilities.
  • Effective influencing skills to drive business through collaboration with internal teams and external channel partners.
  • Working knowledge of secured banking products is essential.

Eligibility

The position is open to any graduate meeting the experience criteria.

Minimum education

Bachelor's Degree

How they work

Communication Leadership Customer Focus Relationship Building Negotiation Interpersonal Skills
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